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  1. ceciledian

    Tax impact of withdrawing SS benefits claim

    I began claiming benefits 9 months ago at 63 and now considering withdrawing my claim and restarting later. I have voluntary income tax deductions from my monthly benefit payments. While researching I found that repayment of monthly benefits I received so far also includes voluntary federal...
  2. ceciledian

    Born in 1960? Expect a Big Social Security Cut

    For those born in 1960, the unemployment arising from the COVID-19 pandemic will cause a decrease the Social Security benefit from 9-14%. Part of the benefits calculation uses the Average Wage Index for the year a person turns 60. The AWI for 2020 was projected at $55,642, now it’s expected to...
  3. ceciledian

    Dealing with Insolvent Estate

    A person who named me executor and sole beneficiary of his will years ago recently passed away. When he became ill a few months back I learned the mortgage on his mobile home far exceeds all his assets. I’ve decided not to proceed as executor but I feel I should make the effort to shut off his...
  4. ceciledian

    IRS identity theft PIN letter

    We had our tax return “stolen” several years back and since then the IRS mails a PIN number every year on January 1 that we need to file. No letter yet this year, presumably due to shutdown. Did anyone who is impacted get their letter yet?
  5. ceciledian

    So our laptop was stolen...

    Actually it was my husband's MacBook. He left it under the back seat of his truck and forgot it was there when he brought it to the dealer for service. It was there for three days and so far they have not come up with anything. But not their fault as it should not have been left in the vehicle...
  6. ceciledian

    I'm freaking out over health insurance

    We've been on the ACA since 2014 when I quit my job to join my DH who retired a year earlier. I follow health care news closely, and I'm really afraid there won't be any policies worth paying for in 2018. We have 6 and 8 years until 65. We are reasonably healthy, but the way things are heading...
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