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I was a originally a member of the Class of 2022, but Megacorp golden handcuffs has me now planning on 2027. Like Rxman, I am planning on 4/30/2027 so a little under 4 years to go. Cash flowing college for two daughters, so it is easy to spend extra cash these days..

Cheering on wife as she won a bronze medal in her National Senior Games event this afternoon.

As mentioned above, you need to understand how every dollar is currently being spent. Then you can perform a reasonable analysis of how expenses may change during the next 8 years. I use Quicken to track our finances, but there are many options available today. This exercise also highlights...

We don't make to WDW as often as I would like, but hopefully during upcoming winters when we snowbird in FL we can visit more often. If you become a FL resident there are several annual pass options that seem pretty reasonable to the Disney obsessed...

It has been a great few years for Kansas (and Missouri) fans of the Chiefs and Royals. We have liked Andy Reid back to his Philly days and glad he got his Super Bowl victory, even better while in KC.

I agree with an earlier post that teaching in a school setting may be difficult without obtaining a four year degree and education training. However, there a many non-school options to have a positive impact on younger people. Look into opportunities with Junior Achievement and 4-H in your...

Also see if your local library is part of a regional inter-library loan system. I have access to library's from over 50 cities. It takes a couple of days to arrive at my branch, but it does help fill in missing gaps at my local branch.

OP sorry about needing a new crown. I have had several over the years. My dentist for the 20 yrs said he is on a 5 yr exit plan and wants to leave his patients in great shape. He doesn't like the look of a crown he did 10 yrs ago and is replacing the crown at no out of pocket cost in...

If I could bring myself to spend upwards of $70k on any vehicle I would consider this https://rivian.com/r1t/ However, it has a Honda Ridgeline vibe and fails the 'ability to haul a sheet of plywood' test.

Are you also using this time to practice living on your planned retirement budget? Earlier this year you mentioned amounts ranging from $42-50k/year.

DD car needs snow tires, and I like having summer and winter tires on their own rims so I can swap them out at my leisure. I had the winter tires on hand, but needed an extra set of rims so I order a set of steel wheels from Amazon. Rims and wheel covers are arriving today, so I can get them...

Not much has been shared about your income and expenses, if you aren't already you need to track both down to the penny while you are on this debt elimination journey. I still track our expenses 26 years later even though we paid off our last debt (mortgage) over 10 years ago. I have used...

Seems like your daughter may have just started high school, and that could bring increased spending depending on your "keeping up with the neighbors" inclinations. Possibly additional vehicle/insurance costs, as well as potential international educational trips/camps. $300k in the 529...

I would think in our current state of medical advancement that if a child is born with any rare genetic condition, then both parents would have been exposed to a full DNA workup to find the issue. This would have inadvertently exposed the sibling connection. One moral issue for the central...

Perhaps the use of the drone technology is a sign that the company is forward-thinking in their use of technology in other aspects of their business operations (scheduling, procurement, payroll) allowing them to operate much more efficiently than their competitors.

About 10 days behind YVRRocketSurgery. I hit 1000 days left tomorrow, but who is counting! Omalley

Amazing progress for age 29! Probably need more information to help analyze the mortgage paydowns. Hearing that your business income may end in the next couple of years you may want to keep cash on hand and not paydown the mortgage early.

Leaving for France as soon as the kids finish up finals. We will see the US-Chile match on 6/16 and plan to see an elimination game in Reims on 6/24. Omalley

I normally only update the portfolio value at month-end (last Friday), but I ran the numbers after the market run-up today and we hit $4M in NW for the first time! We usually focus on investable assets instead of NW, but this was a fun mark to observe. Now back to thinking about FIRE as we...

A good reminder to thank the 'helpful' caller for the information and letting them know that you will call your bank/credit card/brokerage directly to verify the issue. I will share this latest scam warning with DW and kids.

Thanks for all of the feedback. Based on my initial shot at an analysis spreadsheet, I realized it would be difficult to generate a quick one size fits all solution. May decide to only have DW look into the Roth option, since my existing TIRA and an undiscussed Inherited IRA make my analysis...

Question about the best time to convert an existing Traditional IRA (TIRA) to a Roth IRA. I have had a TIRA for 25 yrs, with a hypothetical balance of $50k of which $10k were previously taxed contributions. Currently, I am in the 37% tax rate bracket and expect the same for 2019-2021 tax...

I managed Megacorp's unclaimed property for a bit, and similar to REWahoo's story above at times the amount escheated to the states could be substantial. Once sent in seven figures related to an investment account for a deceased individual. Some distantly related family member will be quite...

How much is your total tax liability? Generally, underwitholding by 10% will not generate a penalty. You just have to realize that a tax bill will be due every April and plan to have the required cash on hand. Disclosure - I am not a lawyer or accountant...

Officially in for 2022 After starting with an initial (unannounced) FIRE plan for 2016, we will make 2022 official - for now. We could probably make a run at FIRE now, but a couple more years of investments will allow for a little more padding to the travel budget. 2022 will get the kids out...