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Exactly ~ similar experience about a guy who got stuck for some valid reason many years ago in Baltimore when I was younger and out for nightlife. I balked since I was from there, but I think my friend gave him $10 or so... then we saw him again later with the same story in the same place...

Agree, we are withdrawing against tIRA/401k as DH turned 60 last year and I'll do the same in 5 years. Have been FIREd for 15 yrs and living off of taxable investments. We're still managing income against ACA, but the thought is to minimize future RMDs and tax brackets/cliffs once our SS and...

What a topic ~ these stories are incredible and I'm struck by how each of you/us have ladder tales... often deadly :( It made me think of a few of my friends over the years who have had similar situations ... Friend #1 cleaning leaves from gutters fell & broke his hip, Friend #2 climbing...

The marine insurance business has changed significantly, following recent catastrophic hurricanes. My DH and I live aboard our sailing catamaran full time and our insurance doubled recently after being fairly steady (for the last 13 yrs), even being outside of hurricane zone in season. It is...

I use activated charcoal extensively in closets, etc, and they work extremely well. Inexpensive and worth a try. Can be reactivated by sitting them in the sun for several hours...

Thank you for sharing your story and links. A very moving post. It was helpful to understand what a DwD scenario might look like as an alternative to hospice.

Since I haven't seen it mentioned yet, we have used Capital One online banking for almost 15 years. It is easy and convenient with many free ATM locations and savings/money markets with historically high yields.

One of the most enjoyable things about freedom in retirement is letting the day present itself to you! It's also uniquely wonderful to be able to act on last-minute opportunities both big (travel) and small (meet-ups) without being tied-up in a schedule. It is also joke with newly retired...

I couldn't if I tried! I can't read or concentrate with anything going on in the a background, especially music. Even when driving and trying to get through some complicated directions I have to turn the radio down - Lol. I do always have multiple tabs open on my computer and surf between...

Interesting link. I saw, as you stated, that "Retirement Assets" won't qualify if you are under 59.5 yrs old, since you are subject to a penalty for withdrawal. Then there is the section on taxable assets :"Depository accounts and Securities ", which have a requirement that at least one...

We just received the email today. Past experience with a this type of class action suit (for Invesco a while back) got us a whole $7 or so... It was quite interesting and unsurprising to see that minimum $5 payment quote that someone found for this BCBS settlement. Will fill it out and see...

I can empathize! Right now I've messed up my shoulder (rotator cuff?) and can't do basic things and need help with my hair and dressing, not to mention disrupted sleep with pain. I'm out of the country now, but cutting my time short to go to the US and get it addressed. The main thing I can...

It happened again. At the one month mark a new, recurring charge came onto our account from Dinnerly. Seems like the Capital One block on our card for the merchant Dinnerly did not work. Finally, a Capital One agent reached out to the merchant with me on the line to try and track down the...

That link has an update stating "Update 7/26/2018: Google has updated the desktop version of Chrome several times since this article was written and the option for the desktop browser no longer seems to work. You can always try out third-party extensions with varying degrees of success. However...

Glad that you were able to get reimbursed for charges to a checking account! Agree that the most direct way is to start with the merchant. However, with a fraud charge it might not be possible without knowledge of the original account.

Sounds like the same situation I just had with MasterCard allowing recurring charges through with a new card number. If the merchant block didn't work, my only recourse would be to cancel the card. Crazy.

I've never heard of a block either. The CapitalOne fraud agent had to do it. Thanks, hope it is over now. PS During this time, I had issues with my 2-factor authentication internationally and couldn't access my online CapitalOne account to monitor the fraud on the website. That is a...

I wanted to share an experience with fraud on our CapitalOne MasterCard. It was frustrating to say the least. We had two fraud charges hit one of our cards in mid-Jan (1/13) for Dinnerly and Ancestry.com. Called it in and Capital One created fraud investigation and removed the charges as is...

We FIRE'd, sold our house and of our all stuff in 2008 to live and travel on a sailboat. We had planned this, so had been keeping things at a minimum (old cars, small house), but there was still an amazing amount of stuff accumulated. It was a liberating feeling to downsize... no storage...

This is a nice improvement. Thanks for the heads up.

I resigned/retired early from a megacorp in 2008. I did not forecast my departure and instead gave 2 weeks notice. At the time, there was another major reorganization and downsizing to take place over the next 6 months. There had been many of these events before and have been many since I...

I saw a reddish egret in Jekyll Island, GA the other day and finally saw its fishing dance. It was fun to watch and pretty spastic!

I'm pretty certain that is a red-tailed hawk. Large bird and dark belly band. :)

Similar to a few other suggestions above, we use this one. It has an on/off valve that regulates flow too. I have long, thick hair so can confirm that it works great for rinsing. https://www.homedepot.com/p/Delta-1-Spray-1-6-in-Single-Wall-Mount-Fixed-Shower-Head-in-Chrome-52650-PK/203124916

Birding by sound is something I'm working on was well. The other day I heard a few prairie warblers. For some reason, their song reminds me of a bouncing ball. It gets higher pitched as it speeds up... kind of like the northern parula but not as buzzy as the parula, which people describe as a...