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    Class of 2023

    Yes, I finally decided Oct 20, 2023, day before my 56 birthday. I will take my pension and walk away from a 27 year carrier. Wife will still work for 5 years.
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    Share Your FIRE Milestones - 2021

    FIRECalc found that 0 cycles failed, for a success rate of 100.0%. At 55, we finally did it, 110k a year for my DW and I, shows 100% success rate. :dance: Now begins the transition from working all the time to enjoying free time. It's strange that I feel a little uneasy about that, it is what I...
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    Do you have a back splash in your kitchen?

    No, My wife and I DYI our kitchen last year and could not find something we liked. So I suggested we texture and paint and if we didn't like the look, I would continue to search. No backsplash and we don't even notice.
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    I feel overwhelmed and need advise.

    Can I go part time? Hi Everyone, I am new to this forum and thought I would get feedback for my current and future situation. For the last 24 years, I have worked full time for a High School, and around four years ago I started a Handyman business, part time. I am currently 53, and I would...
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    Argggg! Starting over at 45... HELP!

    Thank you for all the advise Hi, I have decided to pay off the debt using the EE bonds. I will leave the I bond alone because they are paying 6% return. I really want to thank everyone who gave me advise, it cleared a few things up for me and is good to know there is life at the end of the...
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    Argggg! Starting over at 45... HELP!

    I have the following… DEBT… Chpt 13 Bankruptcy (11months left) $400.00 a month IRS Taxes $6200.00 @at 3% and penalty of 1/2% of balance = $250.00 a month State Taxes $2065.00 @at 5% = $150.00 ASSETS… Cash in mattress $5000.00 EE and I Savings Bond (Matured) $4500.00 Employee Pension $60,000...
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    Argggg! Starting over at 45... HELP!

    Hi, I am new to this site and very happy to have found a place for someone like me to get help. I am 45, with two kids 10 and 13. I have lost everything in the divorce (Filed cptr 13 Bankruptsy, and forclosure, spent all savings, etc.) I am renting a small apartment that is perfect for me and...
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