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    Did our market timers buy at the bottom?

    Can bet your keyboard buttons I bought some yesterday and probably more tomorrow still discounted. Could of believed I knew something but I really didn't just got lucky. See I sold a chunk somehow just before this correction few weeks ago. Complete luck, but I"LL TAKE IT!! Keep shaking that...
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    Hang on!!!!!

    Exactly what we talked about this time last year in the other "10% correction thread". Oil was tanking and the ebola outbreak happened. China was already decreasing. Reaches for bag of popcorn....this could be good; finger over buy button!
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    Hang on!!!!!

    Hey Gents, Ladies, just checking in again and thought I'd post due to recent market numbers. This forum is great for when the sky falls excitement. This is definitely enough dip of 10%+ so can't be as easily ignored. This time last year actually but wasn't as bad so mostly went unnoticed. S&P...
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    Feels Good - Helping a Co-worker Get Financially On-track

    Financial advice in the work place? I thought corporate slaps on the wrist for that. Besides your talking outside the box for majority of coworkers. As much as you want to help them, I"d avoid being cut over it. It's hard enough to convince management some ideas are just not the way to do it...
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    The Inevitable 10% Correction

    NC does have plenty of coyotes. We usually weed them out like any other varmints using firepower. A HMR 17 rifle is inexpensive and works surprisingly well from long distance. Neat round. RE:10%; that was a quick ride back over the brim
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    Your behavior during latest market downturn ?

    went wheeeee. . . boing
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    The Inevitable 10% Correction

    Was just rephrasing what NW Bound posted. Long as it makes money who cares the angle. Just wanted to post a quick update since I posted about making moves yesterday. Let's call it luck :) and not planning for it (sarcasm) But if your just poking fun; I drink your milkshake. Like you said...
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    The Inevitable 10% Correction

    Finalized yesterday before close. Today is woot. . . woot. Could be crying next week, but only time will tell. I'll look to re-balance in first quarter 2015. Everyone has strategies. Agree long as it makes results that's all that matters.
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    The Inevitable 10% Correction

    Could obviously tell the correction had to happen soon enough. Took longer than I expected. Could be bad data and ebola scares, at this point don't care just glad it happened. I've been holding fast since last years re-balance waiting for the correction of at least 10% before making more moves...
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    The Inevitable 10% Correction

    S&P not quite 10%(1817) but close enough for me. Been waiting for this over 6mo :) Either making changes end of today for tomorrows opening or maybe Friday since it may just end in the red for the week. Good prices out there, buy what you can while it's cheap. I bought some additional shares...
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    Stop Stop Scrounging for Income and Sell Some Stocks

    Just re-balanced. Averaged out the spikes, even sold some funds I don't like anymore. Took the froth and bought more positions and even more stocks. I'll edit and note I'm still in accumulation. Far as bonds, I've doubled up on shorting bonds with ultra shorts. Then again I like going against...
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    Advice on Acceptance

    Heading out in a min but just enough time to scrap this thought together. One professional per household isn't the end of the world. Sometimes I think we focus too much on just finance alone we might miss other things in life. My parents were always supportive. Even after we divorced and got...
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    Bicycling in Mount Pleasant / Charleston SC area

    Life in western NC; Asheville, Hendersonville, have gotten fast and full ahead of itself. Drivers are more dangerous than I remembered. There's also about 10x as many as there used to be. I haven't cycled there in 5years but was averaging 10-20mi / ride road bike on major and secondary roads...
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    Bleubird Card American Express

    It's not really a rewards type card. It's pre paid; the world of unbanking. Have funds directed or loaded that can't be garnished by banking. Owe the feds? they can't get the money either. I have a few friends that use the pre paid system and have been good at it. One has his paycheck direct...
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    Swiss Bank Accounts

    Hit up the expats. I won't post details of how to keep your US status in a non tax state due to well this is the internet and never know who's following. Call it being paranoids but it's completely possible an pretty easy. also see the thread about bluebird cards for living off the grid
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    Swiss Bank Accounts

    under a rock? No advice for your situation with the Swiss setup. Bahamian account and pickup by boat. ;D I cannot confirm nor deny would I be able
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    Prepaid Credit/Debit card

    exactly the two words for those wanting off the grid blue bird
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    Share your FIRE Milestones - 2013- 2020

    Thanks, and yes it would be about 12%/yr to hit at least the 1M mark. I'm guessing my number to be 1-1.2M. My expenses are much less than 30k/yr even with my hobbies. Just keep on keeping on. About to quit the 6figure job in April though which will change my entire outlook. If they offer enough...
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    Share your FIRE Milestones - 2013- 2020

    Went from net of -18k at 29yrs old to today a net of 0.575M at 36yrs old. Big realization of doing better than I thought was when I paid off the house in 3yrs flat. It's not put a huge divot in my saving motivation. Short time frame is started a 6figure salary and ignored the naysayers...
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    FICO and Credit Modeling Websites

    Only place I've used for 10yrs https://www.annualcreditreport.com/index.action . USAA bank referred it, so we've been checking free every year ever since. Even though haven't used any credit since getting my life ahead, it's nice to keep a pulse check on it. That stuff about not having a top...
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    Housing Cost Revisit- What's your expense to keep your house afloat?

    Our budget for 2012, but 2013 is looking very similar. House in western NC 2688 sq ft 3.27 Acres No mortgage No cable tv; OTA HD and Internet streaming No car payments on 5 cars(2DD, 3toys) we maintain ourselves from oil changes to engine rebuilds (the wife works on her own too). DIY is...
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    Poll:Is your ZIP in the Super ZIP's?

    grew up in 39 and 56 lived and worked in a 88 left eggheadland 88 and the Joneses for oconus became a extreme minimalist accumulated enough $ from oconus work paid cash for the house to retire in a 49 that neighbors a 61
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    Kmart to open at 6am on Thanksgiving

    Stop being negative ;D I don't do much for holiday's either, especially since they are created to drive consuming during slow periods. I buy online items on sale during black friday if it's something I already planned to purchase. All those beeps and boops at checkout registers I just imagine...
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    Do you have a monitored security alarm system?

    Very tamper proof windows and doors that would take hell to breech. Full 16 cam CCTV with hours of battery backup monitored only by us. If they actually want to come in there's plenty of hot lead waiting. Glad the state changed their views and now have more authority for violators of home and...
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    What are you doing with your tax refund?

    Refund? There should never be a refund. Agreed if playing the Feds game it's best to aim for the zero. Never let someone borrow your money in advance and make interest off it when you could. Of course every circumstance is different. Oconus. I don't pay estimated nor would I want to play...
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