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I just totally cut cable. I went with FIOS fiber 500/500 for $45. Hulu/Disney/ESPN is $15. Peacock is $5. Discovery+ is $5. Now paying $70 ($75 after tax) instead of $160 for 250mb internet, basic cable plus 10 "choice select" stations. I have more now then I did before. I did all the...

Hi Dreamliner ! Welcome :) I retired 6.5 years ago and time has flown by. My husband retired 2 years ago. My adjustment to retirement was very easy. his was much harder. I filled my first six months of retirement with doing NOTHING .... I bought a Kindle and spent the first 6 months on...

I've been thinking about harvesting the loss I have in BND, waiting 30 - 60 days and repurchasing. At least that way I'd feel like I made some use out of the loss.

same here!

I'm so sorry. See if she used a password locker which may contain info on other accounts.

PenFed 15 month certificate 0.75% available.

When I did my ER calcs I used the premiums for 2 63 year olds (even though we were 50 and 54) and the max OOP for both of us in my budget. I would have done x more years if I couldn't cover that with 3% of my portfolio. For 4 years DH worked and we got HC through his employer and it was...

Eternal rest grant unto her oh Lord and may perpetual light shine upon her. May her soul rest in peace.

I have one dog, one parakeet and one betta fish. My rescue dog has been with me since she was 3 months old. She is now 14 and has eplipsy which is becoming refractory to the meds so her seizures are increasing to weekly :( I debate if I will adopt another dog once she passes. Part of me...

Me me me ! The first 6 months of retirement I was home all the time. And then I slowly became a professional volunteer, often volunteering 20 hours a week and doing too many errands in between. I am LOVING being home again. I am rethinking my volunteer activities and will give up many of...

As frayne said, wrist braces at night are a good idea. That keep me away from carpel tunnel surgery for a few years until it progressed to the point where I had unbearable pain at night through my elbow. Try the braces for a couple of weeks. If it doesn't resolve then get a consult with a...

I track my expenses quarterly so that I can decide if I want to make adjustments to under / over spending. I keep 4 years in cash and (in theory) replenish late December / early January. I say "in theory" because so far my dividends and DH's part time income have kept us cash positive each...

Yes but unless you know a specific storefront it's a crapshoot

Good thought but it is a $35 minimum per store. I can't use that much in a reasonable time from any one place

I have to admit - I don't want to get this virus and I have stopped going inside stores. I miss my international food stores where I could get all sorts of goodies (speciality pastas, uncommon spices, etc). Does anyone have any good / trusted / reasonably priced online sources ? If you use...

As others have said, the main indulgence is sleeping in and not answering ridiculous phone calls. Early Retirement IS the indulgence. I thought we'd travel, but we haven't had the desire at all. I thought we'd eat out more, but we like our home cooking better. I thought we'd buy an RV but...

I count both the inflow and outflow as 'other expense' with opposite signs. I include a comment so that I remember what it was. This way they offset with no impact on my WR for the year.

Not in NY. Cuomo said "if you don't like [fill in the blank], blame ME."

I agree with this. However for me, I will continue to wear a mask and social distance until there is either a cure or a vaccine. I'm retired, I have that option :coolsmiley:

Chris Cuomo tested positive on April 1st and by April 2nd was feeling pretty ill. As soon as he tested positive he moved into the basement. His wife tested negative on April 2nd. She tested positive on April 14 (or 15). And from what I can tell they did everything right. We can't tell...

is this the one ? https://everloved.com/articles/end-of-life-affairs/what-to-do-when-someone-dies-checklist/

Re using dog clippers on DH and pup .... I haven't used the same cut on both of them yet but I am going to do a poodle cut on both pup and I this week. Long at the top and short at the nape for me.

I did sell, and then immediately repurchase to reset the basis of several positions I had which had gains. I know my tax rate is at its lowest right now (before RMDS). I would have done this regardless of the current volitility

I groom my dog - and cut my husband's hair. I use the same clippers for both of them. Andes Pro-clip 2 speed clippers. Love them.

I think I will probably volunteer a little less. Nothing to do with catching an illness - more to do with realizing how much I love just being home. (but I know me - I can't say 'no' and as soon as volunteer opportunities open back up I'll be back to 20 hrs a week). I do enjoy curbside...