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5) I forgot to add, I also own an LLC with two other IT guys (friends) and we do some side work as well. So we currently service about 15 businesses in town with their computer needs. 6) I also do computer cleaning and repair/building/networking, younameit, for friends and family for a nominal...

Thanks for all the replies and advice! Some more info to quell some fears: 1) Yes, I have MASSIVE amounts of life insurance and disability. My wife would have everything paid off and enough to live off the interest only should I pass away or become seriously disabled. And yes, motorcycles...

:laugh: Dirty details: Just turned 34, married, oldest kid is 3.75, youngest two are 15 months each. I work a 12 hour a day job, salary, and it's burning me up, so I'm looking for available options and opportunities to retire early. I currently make right at $60k a year, live in a low COL...