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I agree with both these points. MIL recently passed at age 96. She was slim, but did not exercise regularly. When dementia set in in her mid 80's her quality of life dropped to nil. She has great genetics for longevity, but never exercised. My father died at age 77, after a very...

Interesting hypothetical. I prefer to be closer in, versus exurbs .. in a walkable neighborhood. And based on real estate prices, I'm not alone in that. This is for San Diego. Most expensive stuff is ocean view. Think La Jolla and Coronado (latter of which is it's own city). Followed by...

When Microsoft switched to subscription, I switched to Google docs/sheets. I do some collaborative work for a community group and Google docs let's me save as a .docx, to throw over the fence to the newsletter Editor.

What a great report. IIRC you tried retiring or slowing down but kept get sucked back into medical practice. Being able to focus on your music and hobbies is a great way to spend your time.

As mentioned there are flavors of FIRE and retirement police. I would also dispute that just are genx... there are a lot of boomers here also. SIRE - secure income retire early... people with pensions that cover their spending. There are many that will state you are not retired if your...

That's why he did the IsoPSA... It is a different blood test than the PSA, and looks at whether a biopsy is needed... if one of the bad cancers is likely. It's pretty new. We found out about it because his brother has elevated PSA and his doctor ordered this test. BILs IsoPSA numbers were...

DHs biopsy is in 2 weeks. In the meantime he got a second opinion and that urologist ordered an IsoPSA test, which is similar to the PSA but more predictive of cancer likeliness. Unfortunately his numbers were high, so he very likely has cancer. We are just waiting on the biopsy (which is...

I've already set up for the local medical school (UCSD) to pick up my body, harvest anything they can, and use it as a cadaver. Free. Since I don't feel the need to have a body/tombstone/internment site for family, it's all good. Hubby wants his ashes spread at specific spots with specific...

Companies larger than 50 employees need to provide healthcare or pay fines. But I agree with what several have said: You weigh the total compensation package when selecting a job. My husband worked for a few smaller firms that had super crappy healthcare and 401k options. (401k had lousy...

We switched about 10 months ago. Faster than our previous broadband (TimeWarner/Spectrum). Waaaaaaay cheaper. Two different speedtests show same ballpark results. Download between 165-180Mbps Upload is between 7.6 and 7.8Mbps. With Time Warner we were getting around 40Mbps down, and...

From reading the link it appears to be networth for INDIVIDUAL, not household. Still came out with a big percentage. Further down in the article it talks about HOUSEHOLD incomes, most expensive cities, etc... That led me down a rabbit hole of AMI (area median income)... which is an...

If I were only looking at taxes for where to live in retirement, I wouldn't live in Southern CA. But as a percentage of our total budget, it's a small factor... Have a paid for house with prop 13 low tax rates. No W2 income, but pay taxes on rental income and inherited IRA RMDs plus a tiny...

If one's identity is defined by their career/persona at work, yeah it can be a rough transition. I'd quibble with the quote, though... Most who have that issue when they retire discover it quickly - not 2-3 years in. My BIL is struggling with this at the moment... his whole identity is/was...

Agree, it depends entirely in your style of travel. For international travel we tend to use trains, buses, public transit. ... Very few taxis. So there is usually a walk to our hotel or Airbnb. Others take a taxi from the airport, are dropped at their hotel, no dragging the suitcase...

Someone earlier asked why the 4 wheeled spinners weren't as good in cobblestone streets. That's because all wheels spin, all 4 rotate independently... So on an uneven surface you can get 1 or more wheels sideways to the direction you are pulling. 2 wheels that are fixed direction are much...

I get asked, but since I rarely carry cash, I just tell them that and wish them a nice day.

My sister has a very nice, happy, retirement with a lot less than $1M in the bank. But she's got a paid for house and a pension and a great group health plan through her teachers union . She would have had more but her ex decided to take a hike the same time she was retiring so half her...

As others have mentioned - it varies widely by state. I live in CA and I ran into the situation where my kids were put on medicaid until I straightened it out... Three times. (Took me the third time to figure out how to avoid it.) California has a special program that is well intentioned...

Late to the thread but want to offer my suggestions and advice. OP - I get where you are... emotionally ready to retire. I had been working towards retirement and had a bad meeting with my boss one week and gave notice the following Monday. It was liberating. But, as said, I'd been working...

I'm confused by this. My husband only gets billed for the deductible portion. He gets an EOB... then later he gets a bill that only shows the deductible portion. He doesn't have to send anything to Medicare or to his F-HD provider (Healthnet). His providers have his insurance and bill it...

Remember - the deductible is only on the 20% not covered by Medicare B. You have a guaranteed savings of $1452 / year if you don't use the deductible. ((168-47)*12) My husband is on a HD F, and has yet to hit his deductible in 7 years... even with MRIs. He paid $76.33 total in deductible...

I had hot flashes during perimenopause but they faded away as I officially became menopausal. Same with night sweats, brain fog, etc. I feel very fortunate. I was extremely reluctant to do any type if hormone therapy because Mom died of ovarian cancer and while they know the risks aren't as...

I enjoyed it also. There's a second season out now. Jumps the shark in a few points but still very good. Started The Gentlemen on Netflix. Really enjoying this 8 episode series.

Several thoughts on how things differ with geography: - You mention you were told not to compost. Here in California they are requiring composting of food waste. We've had 'green bins' for years in many neighborhoods - for leaves/tree trimmings... Now you are supposed to put your food waste...

I don't know if they are still collecting fingerprints. I did the interview in Nov. 2022 at Miami, on the way back from South America. I've had to do fingerprints twice in early 2023. But the last two trips did not need fingerprints, just facial recognition.