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  1. J

    4% rule.

    Selling Mutual fund holdings With the way the stock market is goinf down these days, how do I decide when to sell mutual fund holdings and take out the cash and keep it in bank savings?
  2. J

    Vitamin D and Covid 19 Correlation

    A highly effective,perhaps the most important, supplement to protect from covid, or any virus for that matter, is Zinc. I take pure Zinc in iquid form, 15 mg every day, which is ten drops of the liquid that I buy from Amazon.
  3. J

    What Would You Miss About Not Living In the US If You Were An Ex-Pat?

    I totally agree with all the points, except that in 2., my kids are Indians, and in 3., mine is a 1995 Toyota Corolla, the best Corolla ever manufactured :) I am of Indian origin (now 71 and just retired), but have lived in the US for over 22 years and I am now an American Citizen. Although I...
  4. J

    How frugal are you in ER?

    'FIRE' and 'FI' I am a new member, just joined today. I am 70 + and still working. The reason I joined this ER community is because, I am now thinking of retiring "early" instead of continuing to work till 75 or 80 that was my original plan ! I am trying to find out the meaning of the...
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