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You have all been extremely helpful. I will get the Bogleheads Guide, I have seen it mentioned on this site a couple of days ago. I am not online again until next Monday, but I have learned more than I could have imagined from your responses and will be examining them closely! I will probably...

Hi Michael, Thank you and no, I do not have any match available in the plans.

Thank you so much 2B...I wish I didn't have to ask, but still learning, what exactly is an after tax account? Would I get that at Vanguard?

Below is what is available, through my employer. I am in the 15% tax rate. I must add that I will not use anything on it with the name Wells Fargo due to a terrible history of banking with them. It may sound irrational, but since canceling my simple bank account with them almost two years ago, I...

Thanks everyone, I will research and see what funds there are and share a few that seem low-cost. So new to me but it looked like they all had that annual maintenance percentage they charge which I hate to see. And thank you for clearing up something very important for me: What is different, in...

Hi everyone, I am brand new here and have discovered the site just last week. My question may be obvious but I can't find an answer on the Internet anywhere. I would appreciate any responses very much. I am currently employed and have not ever started a 401k with my employer. After listening...