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Edison was also involved with the Koreshans, a cult that believed in the Hollow Earth Theory. As was Henry Ford.

The $100,000 is in a money market in a tIRA which we had already earmarked for a home purchase and factored into next year's tax plan. We don't want to take any more taxable distributions this year for tax and IRMAA reasons. In January, we'll take the tIRA distribution and return funds to the...

"ETA: I see on re-read that OP is trying to get a HELOC. It's probably obvious, but they could do the first 60-day rollover and probably get the HELOC in place and then use the HELOC to pay back the first 60-day rollover, not even needing to do a second rollover." Yes, that's the plan. DH's...

Sorry I didn’t make it clear- the closing date was part of the bidding process. They had another offer that was higher but a mortgage. The sellers accepted ours since it was cash and closing could be sooner. I thought we could squeak by until i actually counted the days. Not only is the house...

levindb - that's exactly what I'm asking about! Everything I've read just says one rollover/365 days and as a married couple, we'd be making two. But they are INDIVIDUAL IRAs as pb4uski said. Thank you all! P.S. no 401ks

We have a contract with closing date of Nov. 2. Seller was firm on that.

Even if I could take it the distribution on Nov 2, 60 days would be December 31. I'll likely have to take the distribution at least a couple of days before closing in order to have time to make the bank transfer, cut the closing check, etc. And throw holidays in there, it's all too tight a...

DH and I purchased a home with a cash offer. Due to recent market downturn and a personal emergency expense, we need an additional $100,000. I thought I could take that from my Roth and return the funds within the 60 day window - AFTER the new year. Closing date has now been moved up to Nov. 2...

Doribe - Are you living my life? My Dh and I are planning almost the exact same thing! Our first grandchild will be born in Austin in January. We live in Michigan and want to be able to visit frequently (and in our own bubble) but aren’t ready to commit to a permanent residence. We are...

What you’re all describing is known as the “Mandela Effect”. I don’t think it’s just due to aging.

Costco! Got my Phonaks 3 years ago, both for $2500. Six month money-back trial period with a 3 year warranty, cleaning, reprogramming and all supplies (but batteries) included. Just took them in for a ‘tune-up’ before warranty expired (Actually I goofed and was two months late but they ignored...

Grew up in a home with my polish Grandmother who didn’t speak much English. I know a few phrases and have the accent down. When I get a call from a number I don’t recognize, I answer a slightly accented “allo”. If it’s a telemarketer or survey group, I say, in Polish, “I don’t understand. Do...

BIL is incarcerated. When I took over my in-laws finances and cut him off, he decided to rob a bank (federal crime).

Thank you all for your replies and understanding. My DH (a very loving, soft-hearted guy) says now that we won't sacrifice our retirement but I see how his parents 'guilt' him. "Family takes care of family". The only reason they have been able to afford their current living situation is...

My DH RE'd last year at 60 to help me take care of his parents. It became too much for one person to handle with them both in and out of hospitals and rehabs often at the same time (I have lupus so am limited physically). They're in their 90s, very frail and needy but have been able to live...

Can batter-dipped items be used in an air fryer?

Could the upcoming GOP tax reform have an effect on HSAs?

Must have earned income to contribute to an IRA

Well, now there's more over the limit if ALL IRAs (except Roth) for one person are rolled together. I just assumed they were all separate. Thank you 2017ish for that info.

DH and I (kids too) do have multiple IRA accounts at Vanguard - Roth, tIRA, inherited - but this particular account was a rollover of DH's 401k from a previous employer. I was wondering if it could be split at VG or could we transfer half to another brokerage? Should we even bother? Almost...

DH has rollover IRA at VG that's exceeded the $500K limit by a fair amount. Can it be split somehow into 2 separate accounts so as to have full coverage? I have heard they have 'additional' insurance through Lloyds but I'm not clear on just what that is. Am I worried about nothing? I'd call...

Chase Slate - no transfer fee on 0% balance transfer. I've been rolling over the same 15K for years.

When cleaning out my parent's house after my dad died, we found many things that were treasures to he and my mom but trash to others I.e. Honeymoon brochures, cards and photos of unknown people and places, even my mother's dried wedding bouquet. I couldn't bear for them to end up in the trash so...

pb4uski and others: That's exactly why I asked. It seems to me that even if we buy it at it's residual value, we're still about 3 grand ahead. Since I never leased before, I thought I was missing something. The numbers are correct (no trade-in) but DH did receive a CDI discount (works for mfr)...

I know zip about leasing and even less about cars. Could someone please tell me if this a good/decent deal on a lease? One year ago I leased a Dodge Dart (sales price $19043; MSRP = $21130) $1000 down and $122/mo for 24mo (thus total cost of lease = $3927). Residual value = $13735, 15000...