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I told him this will guarantee that he lives longer than me!! Thank goodness for message boards. Sometimes my brain just can't think clearly, and needs a little help! In the scheme of things, we probably won't even notice the difference per month. He gets 50% of my teacher pension, which is...

Thank you so much. It was very simple and easy to do---I should have thought of it. Since I do expect to outlive him by at least 8 years, it was pretty much a no brainer. I have had 3 curable cancers, but don't expect it to kill me. He has an aortic root aneurysm, that hasn't changed in 20...

If he takes his full pension with no survivor options, it is only $1800/month. Of course taxes will be taken from that amount. Right now, we are living on my pension which is $2700/month after healthcare ded. and taxes, and $2300 after taxes and 20% 401K deductions from my husband. We just...

My husband has to make this decision in a few days, as he is retiring by the end of this month. If he chooses 50% survivor, his pension would be only $129 less per month, and I would get $833/mon upon his death. The issue is, I do NOT need his pension. Mine is $38,000/year, going up $1000 each...

My husband is retiring in a few weeks. I do not need his pension, as mine is $38,000/year, going up $1000 annually. We have 1.1 m in 401k/savings. If he chooses 50% survivor, his pension would be only 129/ less per month. I would get $833 per month, which I really don't need. We have no...