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All I can say is I took my SS early because I retired in 2009 when the market was down down. Now almost 8 years later we are sitting on a net worth that has grown 80%. I did not have a lot of money in my 401k but did have a good pension. I almost died in 2015 from a heart attack so i consider...

Retired in 2009 Year 1 Zero 2. Zero 3. 4.70 % 4. 3.76 5. 3.45 6. 4.29 7. 2.98 8. 3.75 We still have grown our net worth by 60% because I took SS at 62 and I have a good pension. Life is good!

Thanks for all the warm wishes. I start rehab next Thursday exactly 2 weeks after surgery. Amazing how quickly you start to rehab...looking forward to it.

Last Monday I played my last round of golf here in Northern Ohio. Playing golf here in mid November is a rare treat. Cleaned my clubs and packed them away until next spring. Thursday before Thanksgiving I had to have surgery on my neck to decompress it. My doctor told me I would be fine and...

Just sold my 328 BMW Conv. because I was having trouble getting in and out. I suggest a higher up car or a small sporty SUV. Much easier getting in and out and handle extremely well.

Golf I play twice a week and hitting balls and chip twice a week. I live less than two miles from two courses and a driving range. Love the game by the way I had my 2nd hole in one 10/11/2015 in the great state of Michigan. First one in Florida 19 years ago!!:dance::dance:

Amazon lost my vote. What a waste of time!

XR driver G30 3 wood Hot X2 3 Hybrid G30 irons All regular shafts 10 hdcp I suggest you go to demo day and get fitted for clubs. So many great clubs now just find what is right for you.

All I know is 6 years ago when I first retired we had a lot less than the magical number. I did have a pension and I did take SS at 62. Well we were happy then and we are happy now. We were taking one major vacation a year going to florida for a month in winter and now it will be two and the...

Yes Retired at 62 May 2009 Planned to retire at 65 Offered me a buy out had 7 days to think about and was gone in 30 days Best decision I ever made

Been golfing for 37 years and probably could have retired earlier if not for all the equipment I purchased. I play 2-3 times a week and practice once a week. Not as good as I used to be but still love to play. I now buy clubs that have been out for a year or longer. Much better deal. I pay...

I retired in 2009 after taking a early buy out. We did not have a lot of money in are 401K's but decided it was enough to give it a try. Then I decided to take SS at 62 because with my pension and SS we could pay all of our bills and still have a few dollars left over. Best decision I have...

I bought a Giant bike on April 1st of this year. I ride for exercise and fun. So far I have over 970 miles on the bike and I love it. I was riding more in the spring and early summer but doing more stuff like golf and pickleball now as well as sailing.

After college I had two jobs. One last 10 yrs and the other lasted 31 yrs. Never been out of a job until I retired 5 yrs ago.

Just back from Florida where I rode a borrowed bike for the last month. Really enjoyed myself so I came home and ordered a bike. Was not sure exactly what type of bike to order but decided on a Giant Cypress LX. Need to be able to sit up a little more than most because of my back. Can't wait...

Staying here until! We plan on staying here until ??. We spent 6 weeks in Florida this year and missed most of the bad weather, however there is no place like home! Spring is just around the corner.

Spending money on fun stuff. Retired in spring of 2009 and decided we would not spend the whole winter in Ohio again. We are now in Sanibel Island for the month of February and do not regret spending our money. Compare weather between the two places and you see why. Planning on coming back...

12.1% with 45/45/10 split. My age is all about being conservative but I'll take it.

Sorry I must have not had enough coffee this morning. I swear at 6:30 am it said 2%. My bad Term Dividend Rate APY 6 Month 0.300% 0.30%** 1-Year 0.750% 0.75% 2-Year 1.400% 1.41% 3-Year 2.000% 2.02% 4-Year 2.200% 2.22% 5-Year 3.000% 3.04% 7-Year 3.000% 3.04%

Happy New Year PenFed 5 Yr CD now 2%!

Been retired going on 5 years and SS+pension = 100% However my pension is non-Cola which means someday we will need extra.

65 Birthday present is the best! 2011 BMW 3 convertible is all around the most fun auto I ever had.

:dance: Well we made it through my first 4 years in great shape. Started with medical problems, cancer, back surgery, kidney stones. However, all is well and doing great now. We have been using the 4% withdrawal method right now(have not adjusted for inflation). If we do not spend all the money...

Not real sure how long but planning on 10 years. We love our place just a lot of maintenance as of now I love doing. If and when we replace the furnace I am looking for comfort and reliability first. Of course it would be nice to see our monthly bill go down for both electric and gas.

We have bought most of our household appliances from Sears with very little problems. That being said anything now being made now is very expensive to get repaired. So much electronics with specialized circuit boards. Repairmen not being trained properly etc. Had a 5 year old HD Sony TV go...