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Hi, I am PeteW's wife and reading the posts, I was wondering what the consensus is on the Rational Investing plan which is covered in Bob Clyatt's book, "Work Less, Live More"? It seems very straightforward and an "easier, softer way" to me since it is all laid out for you. Is anyone following...

Thank you Gatordoc50, We don't plan on starting any withdrawals for hopefully at least 7-10 years and we've already planned the budget cuts (me mostly). Understanding what we own now is our biggest hurdle since that has not been something we have focused on. My husband, PeteW is on the forum as...

Yes, the balance on that loan is $102,000 but we have to restructure with accruing fees and interest. If he picks back up and is consistent we should be looking at 2-2 1/2 years. We should be able to invest most of that with some lifestyle changes we are doing. (Renting our residence and doing...

Thanks, I got the first one, can manage spending lots less but oh boy what fun we've had the past two years! Second, if I can better manage the first, the second is well underway. Third, not too much! Fourth, most of our expenses are fixed from this point unless something unplanned comes up...

Couldn't (and didn't) say it better myself! Down here scrubbing in the brush beside you! I should change my user name to CLUELESS ;)

No problem, the 103K goes like this; $39,000 commercial build rent, $16,000 rental house, $48,000 sale. Balance owed on loan is 152,000 and business is turning around expect payments to resume next month. All but @ 1/3 of the managed money is in tax deferred account (SEP's)

58 y/o Tired and scared of "managed account" results We are 3 years post selling our business of almost 30 years. Children all grown and gone, and debt free. Now we want to travel in our (new to us) Airstream full time. We are facing the reality that we have to not only manage our lifestyles...