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Yeah, there's a lot to be said here! If we didn't have 2 cats to take with us (it's very hard to find a rental if you have 2 cats!!) - we'd continue to just use VRBO to find rentals and check out new areas every winter until/IF we found somewhere we wanted to settle - or just keep...

We rented a fully furnished rental home for several years before buying one just last year in AZ - Trilogy at Vistancia in Peoria, Arizona. We absolutely flippin love it!! Check it out. But I agree - be sure to rent for a winter or two before deciding where you want to "land!" There is a...

YIPPEE YAHOO!! :dance: Congrats! No debt!! Seriously - it was said before.........you are WAY AHEAD of MOST Americans!!!! KEEP SAVING!

Great job!! Be sure to look at a great, inspiring blog, too - Mr. Money Mustache - he's always got great ideas!!! I think you'll love him - he's a young whippersnapper, too!

Congrats! YIPPEE! YAHOO!! How great for YOU!!! You are going to LOVE it! Just be sure you have or will have some hobbies, etc. to keep you busy!! ENJOY!! LIFE IS GREAT!! :dance:

We just purchased furniture for our sun room last fall 2012 (after I couldn't stand looking another day at the blue crap my husband bought 20 years ago from a neighbor!!) - and it is from Smith Brothers of Berne - they make really great quality furniture. Not sure where you are - but Google...

Be honest with yourself, some of the folks you see driving around in flashy cars really can't afford them - remember, some (if not most) have very little, if any savings. So many are living a lifestyle that they cannot afford. To continually turn on the TV or open up a magazine and having it...

Look a little harder at finding "leaks" and plug them. IMO, people waste a LOT of money on things that really aren't necessary (haircuts, dry cleaning, movies/restaurant, latest greatest electronics, cable TV, etc. etc. etc.) - If you can track your spending - it might give you the opportunity...

Me, too - I had a 1994 Honda Accord LX that I purchased brand new when I was a single gal - loved that car! It was a manual transmission, which was fun to drive - and I always felt safer in the winter snow/ice. Anyways - drove it for 15 years and then gave it to a friend who needed a car - I...

I agree 100% - it's a "lifestyle" - living below your means - and it's really how we've lived for the past 15 years so we could retire early (48 & 58). It's hard to change, and I continually look for ways to cut wasteful spending - even though we are to the point where we don't have to. Kind...

We are planning a train ride/vacation through the Canadian Rockies - we've heard it is amazingly beautiful, so we are gonna find out for ourselves! Another favorite place is the island of St. John in the USVI. We've been there a half dozen times, and stayed from 1-2 weeks, which always...

AGREE!! Since we are financially independent for life and don't have to work another day...we've earned the right to call it whatever the heck we want to call it! But it sure is FUN!! :laugh:

MMM and Life Insurance read.the.blog.

And I'm totally, 100% OK with the eye rolling behind the back behavior. I guess I'd call it jealousy/envy? And who wouldn't be.................especially those who still HAVE to work? Stick with MMM and he can probably give you a few tips on getting to the point we are at earlier than you...

Well, I guess it "flies" for us. We retired 2 years ago at 46 and 56. We said if something came along that interests us, we would consider (consulting project, piece-by-piece type of "work") dabbling - and so far, in 3 years, nothing has. So we consider ourselves retired. Should I (or my...

So, anybody who is promoting themselves for whatever reason looks to me like they are trying to make money... which is work... which means you are not retired... Again, I could be completely wrong... I just do not want to do the research as I am not a fan of his.... I did not like his writing...

Welcome, Frank - and congrats on realizing you need to get a grip on your finances NOW rather than later. Once you go through your expenses, I'm sure you will see many areas that can be cut out - with the $195K you have coming in and living paycheck-to-paycheck, you appear to be living above...

YAHOO for you! Isn't saving EMPOWERING!! I've never felt it to be painful - I am actually thrilled when we save money on something. We aren't impulsive buyers - and are still (2 years) hunting around for a second home out west! So KEEP SAVING!!! But be sure to enjoy the journey, too! It's...

We've also found a winter home rental through VRBO or homeaway. If you are really paranoid, and I've done this - find out what county the home is in (if in the US), then do search for that county's Auditor - you can then find the tax maps and see who is down as the owner. It does give you...

NO - You can start teaching her NOW! She knows you go to work to EARN money - it's not GIVEN to you. Let her do some simple chores to EARN money, too. Teach her to save part of it, and she can spend part of it. YOU CAN NEVER START TEACHING THEM TOO YOUNG!!! And when she does get old enough...

I agree with many others - tell him to find his passion, something he enjoys learning about.. My nephew was involved with 4H and began raising/showing pigs. He loved the animals and learning, reading about them. He is now at Ohio State Vet school on a full scholarship - it's something he's...

CONGRATULATIONS for starting to think about saving for retirement NOW!! It's NEVER too early!! Just remember: LIVE BELOW YOUR MEANS!! Look where it's gotten so many folks - they'll work till they die. Seriously. Be smart with your money......do you NEED it?? Learn to do repairs yourself...

BAX10 - Let me give a bit of advice to whoever does a lot of the shopping in your household. With young kids, parents spend WAY TOO MUCH money on their clothing - which they outgrow in just a matter of months. Have the wife find great kids clothing at consignment shops, or even thrift stores...