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Hey all, So I've been working on my spreadsheet for the past four years and its really starting to bloom into something nice. However, I would like to have a FIRECALC-like sheet where I can enter variables like rate of return, monthly investments, social security payments, etc and have it...

Greetings, 26 yr old military guy here. Recently moved from American Funds to Vanguard for the low costs. My American Funds investments were set up by an investment advisor and I tried my best to mirror them when I moved to Vanguard. I haven't been very impressed with my performance over the...

Background: I have recently transferred my Roth IRA and Individual investment accounts from American Funds to Vanguard. I did a direct transfer of the Roth IRA into VFIFX with vanguard, and cashed out the individual account and plan to buy a selection of Vanguard mutual funds. I should have...

Evening everyone, I am in the Navy (if you didn't decipher from the handle) and have about a 7 year commitment left. A question has been lingering in the back of my mind as I've continued to build my emergency fund. Everyone seems to define an emergency fund as money you would need should you...

I've recently been in contact with some financial advisers, and they've noted that I'm putting a lot into retirement accounts (about 34% of my take-home pay). I told them that I've been considering early retirement, or at least would like to have the option when I reach that age. But it did get...

The background: In recent conversations with my father, he's expressed the position that someone who is "gifted" or might have higher aptitude for success, has some what of a moral obligation to do a job that is deemed more worthwhile, or more important. The discussion stemmed from my desire...

My limited exposure to the threads have left me with the feeling that most people operate under the "save/invest as much as you can, then hope your growth outpaces your expenses" mindset. However, I'd like to hear the opinions on acquisition of other income producing assets like rentals or small...

Alright everyone, I discovered this site last night when I was rolling around in bed unable to sleep. I feel like I'm an above average saver for my age/income group, but I also feel like I'm not doing enough when it comes to the crowd here. Early retirement, life on a sailboat crusing has...