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$400 per month - each We spend $400 per month each on food - so $800 for the two of us. We try to buy simple, inexpensive, but healthy food. Fresh fruit is relatively expensive (even here in California) and not high in calories, but healthy. We ride our bicycles a lot of the time (road and...

Hi - This is a great question. While I was working, and had an employer 401k, the SEP-IRA made more sense, as others have mentioned. This would probably apply to anyone if they like their employer's 401k options. If you leave your job, the solo 401k starts to make more sense (assuming you...

Hi. I did this at 35. (year and a half ago) I wanted to grow my own food too and spend more time with family. Here is what I learned: 1) For a long time, I missed work, and actually felt guilty that I was not working. 2) It is difficult to grow food. 3) Family still has jobs - so they aren't...

Fuego - Our budget is similar to yours (a little higher), and savings just a little higher. I was 35 when I pulled the plug. Here is what I noticed: Gas expenses and utility expenses went up. Utilities because we heat the house during the day now. Gas (fuel) expenses went up because we're...

Thanks! Hi - I've been reading everyone's replies over the past several days, and I plan to continue to review them, and take some of the great suggestions. First, I'm very thankful for very sincere, helpful, and friendly responses. Some replies are uplifting enough to make me feel less...

Thank you everyone for your thoughtful replies. I suspected that volunteering would be the answer - and that does sound good. Here is what I got out of your replies: 1) Try making deadlines (I think this will be helpful; I already occasionally do it - but need to be more strict!) 2) Find a...

Hi - I "retired" in March of 2012 at the age of 36 after years of planning, and some motivation given by reading threads from early-retirement.org. I left my job because while I was at work, I would be wishing I could be living my life (as opposed to spending 8 hours a day doing what someone...