Search results

I have a friend that is on SS Disability. He has not filed a tax return since 2012. He tried to file a simple return this morning, but since he does not owe any money or get a refund, he had no way to put his bank account number in so he could get that $1200 check. To make matters worse, he has...

I went to the in-network hospital for xrays and was informed that Colorado now has a balance billing law that requires out-of-network doctors and technitians to accept in-network compensation from my insurance. I think this will make the billing process work a lot better in my state.

There have been lots of threads and posts noteing how easy and smooth starting Social Security payments have been for many. Not this time. A little back ground... I retired at 63 and began collecting Social Security on my late wife's account. I turn 70 next February so it is time to move...

Like the other thread, I get annoying and repetitive calls only in this case on behalf of my Medicare Advantage agent (Humana) multiple times a week wanting to do an "in-home health and well-being assessment". It ain't gonna happen! I don't need a snoop telling me how I need to live or taking...

While I was away a couple of weeks ago a neighbor totaled her car right in front of my motor home. I talked to her yesterday and she told me that both the throttle stuck wide open and the breaks failed as she was coming down the hill next to my place. The amazing thing is she did not have as...

I got a bill for a minor surgical procedure I had done at an urgent care facility last April. My insurance had made a mistake in billing and had not paid the bill. The bill I received listed a payment adjustment for "Uninsured Discount - Self Pay" for half price. When DW died many years ago...

Its that time of year when I review my financial plans... - Almost all of my investment assets are in tax deferred accounts. - In two years, I will be required to withdraw RMDs. I plan to do this in the form of Qualified Charitable Distributions (QCDs) for about 10 years. - My annual...

After painfully executing two Share loans for my son's college expenses, I have concluded that PenFed is by far the most inept financial institution I have ever dealt with. I opened an IRA account with them the last time they had a high interest savings promotion, but missed the window. I will...

I just got a phone call from Kroger telling me that some hummus I bought probably a couple of months ago has been recalled! Well the hummus is long gone and I am still alive, so I guess I'll survive. :laugh: I'm not sure what to think about the grocery store not only knowing everything I buy...

I just got an e-mail from Social Security informing me that they will require multifactor authentication to log in to My Social Security. They will require a cell phone number that accepts texts so you can enter a texted number into the login. If you don't have that capability, sorry, you...

I got a notice from my accountant that the The "Tax Extenders Package" has passed Congress and will be signed by the President. This package extends some tax incentives and makes others permanent. Among others tax payers that are at least 70 1/2 can donate their required distributions from...

I mailed a letter to my son for overnight delivery. The letter is stuck in Memphis. They don't have a date for delivery. They said they had severe thunderstorms and cancelled their money back guarantee. So I'm out $44.47 and my letter is stuck until who-knows-when before it gets delivered...

DS is in his 6th year of college. About time for him to take over his college costs. We applied for a Sallie Mae loan. About 12% for a nine year loan. :facepalm: I just can't do that. He would pay almost $30,000 on a $15,000 loan. That is just for the first semester with at least two more...

I cashed in all my Savings Bonds and took a distribution from my 401(k). How about you? This was my first full year of retirement and the first year my income was low enough to take advantage of the Savings Bonds Education Credit. It is also (hopefully) the last year I am going to pay for...

Just finished getting DD signed up for health care. When she finished, she had to check several boxes saying she was aware that she had to sign up for pediatric dental care. She has no children, is not married, etc. Has anyone had experience with this???

This is the last year I will have tuition expenses to write off against Savings Bonds. It is also the first year my income has been low enough to take advantage of this program. We are not talking a lot of money here. Tax savings of less than $800. The problem is the bonds average about 4%...

Does anyone have experience in working Amazon ordering to circumvent USPS deliveries? I am a Prime member and usually get 2 day delivery. I am thinking about trying to order just before the deadline for the delivery. I seem to have the most problem if I order on Friday or Saturday. I'm...

Well, it been quite a while since I have checked in. This is the first anniversary of my retirement. I am enjoying retirement very much. The boss from my last job has asked me to come back to work every time I have seen him. I can't keep from getting a big grin as I say "No thanks." I must...

I will be going on Medicare early next year. This year I am paying for retiree health care through my former employer for me and my two kids. Next year, they will be on their own for health care. DD works for a corporation that considers a lot of employees part time including DD. She works a...

Wow! How time flies. It was a year and a half ago when I first started posting on this forum. I was all ready to move to Colorado and start building my cabin. Well, here it is in the Spring of 2014 and I am about to start my big adventure. It wasn't much after that first post that my DS told...

I'm trying to figure out how to advise DD (age 25) on ACA when she leaves my health plan. Her income is about $29,000. The ACA calculators show tax credit of about $5/year for that level of income. If she contributes $5,500 to a traditional IRA, her tax credit is about $1500/year. By...

"Good news! You are entitled to a credit of $0.73 for some of your past Kindle book purchases. The credit results from legal settlements reached with publishers Hachette, HarperCollins, Simon & Schuster, Macmillan, and Penguin in antitrust lawsuits filed by State Attorneys General and Class...

Now that I have been retired for 6 months and it is a new year, I thought I should understand the SWR thing a little better. I have a non-COLA pension. I tried to find a thread that provided this information, but couldn’t find it exactly although I found the idea of using an annuity as a close...

An article in today's Wall Street Journal said individual health plans could go up as much as 116% at the extreme with 40% to 50% more the norm. Health Insurers Warn on Premiums - WSJ.com The article talks about what the large insurance companies are telling their brokers. If your income is...

Hi, I’m Hermit. I’m retiring at 63 and I’m planning to build a cabin to live in year-round located in a high mountain valley in the middle of a national forest. I have a daughter that just graduated from college and a son still in college. My wife of 30 years died three years ago which is...