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    401k (high expense ratio) vs. Non-Tax deferred account (low expense ratio)

    Hi, I'm wondering which is better: 1) 401k Index fund offers a 0.5% price ratio. 2) A similar index fund outside the 401k offers a 0.05% price ratio. Let's say the tax bracket is 25% and the goal is to invest 30+ years. Is there a clear answer which option is better? What are some factors...
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