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I don't know if this has been discussed but I just wanted to pass on to the forum that it appears depreciation recapture, with regards to selling a rental property, qualifies for the new 20% business tax deduction. I simulated a sale in Turbotax. Turbotax states that the 20% will be applied...

When a slowdown occurred in my industry, my employer would immediately cut the 401k employer match and then slowly cut pay, and then hours. They would not reinstate the company match for several years later, usually only when they needed the 401k match as an incentive for new hires at the top of...

I know I am not perfect, so I try not to judge... but are people really this clueless? Am I clueless and missing something here? Is this a sister publication to the Onion? The article seems genuine. For those that don't want to click: Cab driver who is also a financial blogger changed...

When it comes to SWR discussions, generally the question is “What is the most I can safely withdrawal from my retirement funds to maintain my standard of living”. Which makes sense, I don’t want to artificially reduce my withdrawal if my retirement savings will support a larger SWR. So, my...

Would it make sense to sell long term stocks in a tax deferred 401k that are at high valuation, and buy bonds in the same account with the proceeds, and at the same time sell an equal amount of bonds in a taxable account with no capital gains and buy the same stocks with high valuations in the...

I am age 45 and currently own 4 rentals (11 units). I planned to keep my rentals until age 60 and then start selling them off, one a year, over the following five years. I plan to take SS at 65 so I will use that income to offset the loss of the rental income. If interest rates are better at...

I tried a search here but could not find any threads that addresses distorted valuations in passive funds or etfs and any potentially negative outcomes. I found a few articles online. Here is one...

Greetings, Fire community!! I searched and read many rental property posts going back to 2013 last night. I appreciate all of the insight. Any one have any opinion on the amount of financial assets that would be needed if your rental income covered all of your living expenses in early...

I remember many years ago listening to Dave Ramsey on the radio and my employer's guest speaker at a company meeting preach 12% returns in the stock market and I thought I need to start investing. So I made a spreadsheet, which I still have, showing 12% returns along with my projected earnings...

My three year plan: (currently I am age 43) By age 46 have: $30,000 yearly income from rental properties. (Completed, paid off last mortgage last Friday.) $50,000 yearly income from self-employment. (Completed, but don’t know what the future holds for this income.) Maintain $40,000 a year in...

In a recent thread here, a forum member mentioned their personality type as INTJ. I was not familiar with this, so off to Google I go. I was directed to a site that tests for personality type, and I found I was also INTJ. It made me wander if a majority of the early retirement community...

Hello all. I am new to the forum. Here are some quick stats: Forty one years old, single, no children. Approximate net worth of $600,000 dollars. This is split between home, rental properties, and various retirement accounts holding S&P index funds and some international index funds...