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We created an account with DirecTV on there website with our account number and used that username and password when logging into the DirecTV Roku app. We don't have the DVR option.

Lake House only gets OTA channels ABC and CW. So we use Direct TV satellite but we split the bill between us and another household we each have a receiver. We also carry the receiver with us to the beach house and we used to carry it with us in the RV before we sold it.

Streaming Services: Netflix - 0 via T-Mobile 55+ phone plan (only works at lake house) Paramount+ - 0 via Walmart+ Max - 3 for 6 months promotion will cancel Hulu - 1 promotion Up Faith and Family - 7 will cancel after Heartland series season 16 Our 2 favorite free services are Tubi and Pluto...

I do believe that AI, robotics / robots will be taking many jobs in the near future (clerical, assembly line, food service, truck / taxie drivers, ect). So as population goes down productivity will increase. Governments will have to figure out how to replace the taxes that those jobs would have...

You can download the program ANYPIA from the social security website. You have to enter all your data manually including prior years FICA earnings then you can enter zeros for 2022 and beyond. I retired in 2012 at age 54, I used it to estimate my PIA for my FRA for several years until it...

I took a semester of typing iny sophomore in high school on an IBM manual typewriter. I was probably average as far as speed and accuracy. I remember thinking I will never use this once I start my career, but it turns out it was one of the most used skills in my career as a software developer...

After buying the vacant lake lot next to us earlier this year and making a circle driveway with level parking. I now have enough lake front 150 ft to add a covered boat slip, so I bought an 18 x 26 use one and moved it 15 miles via water myself using my pontoon boat. BTD $8000

I was in a similar situation back in 2012 at the age of 54. I was downsized and given almost a year's severance / paid vacation. I was also able to collect unemployment for 15 months. My DW was a stay at home grandmother keeping our grandkids. We didn't have anywhere near your nest egg, but we...

I got my and DW's letter in the mail for Aetna Silver script part D, this year both our premiums are 7.40 each, next year 12.30 / month. I hardly used it last year and my DW has only been on it since July has not used it. I'll be glad when the increase is maxed out at 10% / year. I think it's...

I always maxed out my 401k that was usually limited to what I could contribute as a highly compensated employee. Then I maxed out my tIRA then I maxed out my non-working DW's tIRA then I maxed out my Roth IRA. I've been retired for 11+ and been able to to stay in the 12% tax bracket and manage...

Yes. Probably 95% of the time it's tree's on power lines.

We live in a rural area on a big lake in north central Alabama, when we moved here in 2017 we would have power outages monthly. Between tornadoes, big thunder storms, high winds, ice, snow and sometimes just equipment failures there was no getting around having a generator. When power goes out...

I summited my application online on July 13 to start in September I will be 66 and my FRA is 66.5. I will get my first deposit in October. It's been about 2 weeks since I submitted it and it's in step 2 of 3 in the process. Hopefully there won't be any surprises.

About 11 and a half years of everyday is a Saturday, it never gets old! Setting on the beach posting this reply.

I love it when a plan comes together! :dance:

Last week we paid 1.16 for a 2 liter Sam's diet cola this week it's 1.46 at Walmart.

I had not thought of credit card points as an income source before, but last year that amounted to about 750.00. We use CC's for just about everything and pay them off each month. It helps in tracking our budget categories, because we use a different card for groceries, gas/car maintenance...

This is year 11 of FIRE. FIRECALC is still at 100%

You can get a short term policy 6 - 12 months, but it doesn't cover preexisting conditions.

Planning on 30 x 40 pole barn to park boats and other toys, extra parking and a U driveway.

I assume that most everyone in this forum that is turning 65 can afford a medigap plan. So the only reason to choose an advantage plan is monthly costs unless you live in a state that allows you to switch without underwriting. The main reason for insurance is to transfer risk to someone else and...

We tent camped before kids, then bought a used popup when kis were 8 - 15, then bought a pull behind RV, after kids graduated HS we bought a new 5 Wheel and truck, when we retired bought a lot in an RV resort and we traded in the 5 Wheel for a park model and bought a small used 5 Wheel. We are...

The vacant lake lot next to us finally became available, so we bought it and now are in the process of developing it.

I personally would not consider any property with an HOA. Dues are constantly going up along with special assessments each year, all the rules and politics. It never ends.

Our 2nd home insurance in Gulf Shores AL (about a half mile from the Gulf) went up 775/ year but they also increased the coverage by 70k. Which is in line with property values which are up 50%+ from when we bought it in 2020. The first year premium was 1400 this year it's 2800 and coverage...