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I believe one needs 35 years of employment to maximize SS benefits. Some early retirees must have fallen short of this. Does it have much impact on your annual benefit? My work scenario is deteriorating rapidly and it looks like I'll be retiring after 31 years. Salary for last few years...

Our home up north has less than $20k mortgage left. Market value of approx $300,000. I'm planning on FIREing before the end of 2015. We want to get a second home in Florida, at least to snowbird for the next few winters. After that, may rent/sell the home up north. We will very likely get a...

We go to Mexico every winter and hope to someday retire there. Based on the anticipated strenghtening of the Peso, we want to open a bank account and start depositing money in it now. When we travel to Mexico in February, I'm told we can bring up to $10,000 US cash without declaring it. Is...

For U.S. taxpayers, it's that time of year again - planning to pay Uncle Sam. I've used TurboTax Deluxe for several years and am content with its straightforwardness and simplicity. I think it fairly identifies all my potential deductions so I don't feel I'm getting screwed. I don't have the...

Hi all, Just joined this fabulous site. Everyone is giving me more confidence about making the big move at the end of 2013. Please offer your advise on whether you think my dream can come true! Current age: 55 No kids!:) 2013 income: $126,000 Annual Saving Budget: $25,000 Current...