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I have more than one brokerage account because I think it spreads my risk mainly from a firm being hacked, or going under. I have also moved money from one account to another to get promotional bucks for adding new money. Do you think having multiple brokerage accounts is a good idea, or do...

We decided to stop saving in retirement when we reach a certain network figure - our "enough money figure". Each year after tax time, we give each half the amount over that "enough" figure as a bonus to spend. We know that some years we may not get any bonus but also there seems no point in...

My State Farm agent said I should reduce my umbrella liability from 2M to 1M because he said most people have 1M, and having more than 1M makes you a target. My NW was 2M then and so I took his advice. Now NW is approaching 4M and I am reviewing my coverage. State Farm charges me $350/yr...

ER in the news today. http://www.usatoday.com/story/money/personalfinance/2013/03/26/extreme-early-retirement-30s/1997363/

Next year I intent to ER and spend down my taxable investments (starting with 1.3M at age 58) until I need to take SS, then draw down taxed advantage funds. I am considering moving my taxable funds, which now have a dividend leaning, to stocks like BRK which has a good growth record, but pays...

I am rebalancing my AA which today is; 70% stocks (70%US / 30% International), 2% I-Bonds, & 28% cash. Conventional wisdom says I am missing bonds. But, interest rates seem to have no where to go but up, which I expect that will drive bond fund NAV down. VG’S BSV is yielding only 2%, and has...

I AM; 57, and DW is 57. Found this site a few weeks ago. DW & I grew up very poor, in nowhere WV, we started dating in 1970. We have always worked. Have W2’s back to age 14. I have always worked full time, and DW always worked part time. My income is now 7X DW. DW & I are not compatible...