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I put a few squirts of Microban on the gasket after each wash. It's not perfect, but it makes a difference. I also put a few squirts in the dishwasher after each cycle, which keeps those odors down between uses.

Insurance agent here. The insurance carrier will require that you always insure your home for replacement cost. In the event of a claim they will pay the replacement value of damage, up to the limit of you policy, only if replaced. Assuming a total loss, you have the option of not replacing...

Insurance agent here. One of my clients, a couple in their early 60's, just insured their 2013 Nissan Xterra in Vero Beach with Progressive as follows: $207 for 250K/500K bodily injury $141 for 100K property damage $5 for .5K medical payments $74 for personal injury $72 for 250K/500K uninsured...

I have been a semi-lurker here since 2013. I was a hair shy of FI at 56. I am 62 now and still working because my career is enjoyable to me and allows time for my personal pursuits. It provides access to people and travel to places that would go away if I retired. I'm on the glide path to...

The only reason they want entry to your home is so they can see all of the nice improvements since their last assessment. Granting this privilege will only increase your taxes.

They usually end up eating it. That's why it's pricey. If the at-fault part can't afford insurance they are usually judgement-proof. You can add UM/UIM to your umbrella, depending on your state and carrier.

Insurance agent here. Some states require uninsured motorist coverage, so you may not have a choice about paying for it. This covers injuries to you and passengers if you’re in a car accident caused by: A driver who doesn’t carry any liability car insurance. A driver who doesn’t have enough...

The typical general liability policy includes volunteers under the "Who is Insured" section, while you are performing your duties. If you are injured, workers compensation coverage will not apply because you are not an employee.

We have two toy poodles weighing 12 pounds total. We've found that small dogs = small mess. Another benefit is that we have friends and family lining up to dog sit when we go out of town.

In the early 80's my girlfriend (now my DW) had a female roommate who was a major league baseball groupie. The roommate would often hang out with the visiting players after games. I was hanging out at their apartment one night and in she walks with Steve Carlton and Tug McGraw. I was so in...

Today's scam attempt was a message from a caller allegedly from UnitedHealthcare (my health insurer) asking me to update my information so that they can process a claim. They left a very professional message with an 800 number and a code to enter. Of course I was suspicious, so I called the 800...

I hit the cap every September it seems and probably for the past 15 years. My wife, an ER'd RN, never came close even with overtime.

If you own a home and have homeowner's insurance, many carriers will allow you to endorse the liability coverage for a secondary home for $20 or so.

I have $60 walking around money per week and do my best to stick to that budget. That covers all my misc. cash spending like lunches, dry cleaning, haircuts, beer etc. I withdraw every Thursday and when it's spent, I'm done spending till the next Thursday. My wife is more LBYM. She get's by...

None. I quit experimenting long ago.

My 25 year-old Echo leaf blower would no longer start and I assumed it had finally died. While researching new models online, I came across a YouTube video decribing how to rebuild the carburetor. I decided to take a chance by fixing it myself and ordered a rebuild kit online. Did the job...