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Thanks for all the kind words! I am glad to have found this site where I can learn from others. I look forward to making friends here just as I have at the sister site IRV2 which is one of our passions ...Rving.

All: I am 56 married for 37 years with three grown sons. I have a city pension worth 4K a month with cola. My wife has about 400.00 a month with no cola. She will qualify for SS in 7 years and I will only recieve half of mine as I am a government employee (I will be punished for sticking it...