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I can only relate what I decided a few years ago. I purchased an Instant Equity Insurance Policy from New York Life that pays me 4% a year and if I die, leaves a sizable bonus to my wife. I like the fact that it's hands off and simple to set up with no ties to the markets.

Since I live in the Northwest, it's a staple on our diet. There really is no further detail, I rinse the fish and pat it dry, then sprinkle on salt, pepper and a little fresh rosemary from our garden ground in my fingers. Get the grill warmed up on the smoke setting and lay a couple of filets on...

If you are looking for good prices, my last one was an Acer notebook from Walmart and I have been very pleased with it.

I have a Traeger wood hardwood pellet grill that I use for smoking (it has a smoke setting that keeps the temperature low). My favorite is Salmon with nothing but salt, pepper and a little rosemary sprinkled on, then I use Alder smoke for about 1 1/2 to 2 hours and it comes out superb.

Fortunately I live near Portland Oregon where hydro-power takes gas off my short list of ways to run my home. I belong to a Public Utility District so even in winter my bill is under $200 for power, sewer and water combined. Actually that's an approximate figure, since my wife does the bills.

I know there are lots of pitfalls, but there are also plenty of successful blogs online that could easily replace that kind of shortfall from home. The cost to start a blog in any niche you have interest in is so small (a couple of dollars a month), you should give it a try while you are working...

Been in my 4 Bdr split level over 30 years now and haven't even considered downsizing. We both have hobbies that require "rooms" and with our mortgage payment under $600, where would we begin to find something that affordable? If push comes to shove, we just take out a Reverse Mortgage and the...

Actually the company started as a plastic molding company and as I started using computers myself, it ended up being a better focus with less competition and resulted in a change to a computer business. The cost for a system was considerably higher than now. You could purchase a Zenith Computer...

That's where the modification comes in.

My idea of retirement is being free to do what you want when you want to do it and no longer needing to punch a time clock or let someone else decide when you eat lunch. It's interesting that the same strategy used in Hansel and Gretel still works today, slightly modified.

The modern versions of Basic no longer use punch cards. The one I used runs on Windows and looks like any other user interface once it is compiled.

Sorry but BASIC is very much alive and well. I just sold a company that supplies a point of sale program written in Microsoft Visual Basic that still serves the needs of hundreds of customers.

Since this is my first day on the forum, I don't want to get in trouble so soon. Let me say that with full time to devote to learning and perfecting talents pertaining to building websites and graphics, in the last 12 years I have become quite proficient at marketing and promoting online. Most...

That's a controversial topic for sure, but I bought directly from the developer (Worldmark) at a discount for making the decision immediately (a game they play) so I could take advantage of the bonuses they give you that are not available on the aftermarket. This played a large part in our...

A simple solution to that problem is to get a free Google Voice number, then send any incoming calls to your smartphone without disclosing your number, or let them go to voicemail so you can call them back on Skype.

It's really pretty simple. As I mentioned I had a business that I sold to my head programmer for enough to last the initial first few years. He was a loyal employee and helped build the business, so I really just charged him enough to cover the equipment and pay our medical insurance until I...

I could fit that mold, but after getting by just fine in my ill-prepared state for almost 13 years, I am no longer embarrassed or afraid to talk about it. I figured out the big balances most people deprive themselves to attain during their working years are fine for those who earn six figure...

I spend more at age 75 than I ever have and I have no intention of reversing that trend until I can't get around anymore.

My wife and I could probably qualify for that TV show, "The Hoarders". I love stuff and have more than my share, but that's my choice. We also live in the house where we raised our six kids for around $700 a month, so why would we downsize so we can move into a retirement community for $1,500 a...

Anyone who buys a locked phone in today's marketplace is just plain uninformed. And PLEASE don't fall for that old sucker bait that they are giving you a phone for free, do the math.

I use my phone all the time, so I opted for unlimited Talk, Text and Data for $49 a month, then I worked to get that to the point where it now pays me. More than one way to skin a cat and I love having the Internet at my finger tips, sharing photos of my travel with family back home instantly...

I ran across this forum today and thought I might have something to share. I retired early in 2000 with a little fear and trepidation after reading so many financial websites telling me I was TOTALLY UNPREPARED. I had no 401K since I owned my own computer business for the 35 years prior and my...