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If I wanted health insurance, would it be cheaper if I was always getting ill and then getting better, or would it be cheaper if I was never ill ? If I wanted a loan, would it be cheaper if I was always getting into debt and then getting out of debt, or would it be cheaper if I was never in debt...

Hi, Thanks for your story. You seem to have life organised! Unfortunately, some fiances are keener to sail than some wives! Sorry. I could not find button to blog! Regards Roger

Thanks for advice about sailing forums. I thought there might be some potential crew in Early Retirement. Roger

Hi, No. There are not paying my expenses. They are paying their expenses. Roger

I retired early and I am a keen sailor. I have a yacht in South Wales and considerable difficult in finding crew. Most people are busy working. Of those that are not and retired, many are too old to be adventurous, many are unable to leave their partner, many are acring for a sick partner or...