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Thanks for all the info. I will look at Vanguard but in the longer haul I will look at some self education.

I'm 65, been retired for 9 yrs, pension + social security is $100,000 annually, $850,000 in investments which we haven't tapped yet. Currently have $650,000 invested with Edward Jones in mutual funds and bonds, 2/3 IRAs. The remaining $200,000 is invested in the Wisconsin Retirement Fund IRA...