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I am not spending but a little over half my budgeted monthly expense rate. I have a few years bucketed in cash (was saving for potential ACA Healthcare subsidy as I’m 61). Was thinking of at least reducing my monthly withdrawal thru Fidelity so as to buy less at low share prices. Any thoughts?

What age was the earliest you made a TIRA withdrawal? At age 60 with my younger spouse still %orking and with family medical coverage, I’m thinking of taking my first tIRA withdrawal to conserve non taxable funds for when she retires in a few years and we need to reduce income for ACA...

I downloaded the 2020 tax year TurboTax and went through a preliminary Fed tax entry up to the ready to file tab. I didn’t see anywhere specifically where to enter my $14,000 (same Institution-Fido) IRA re- characterization from my Fido tIRA to my ROTH IRA account. Can someone guide me on how...

Born in New England (Needham, Ma) but spent my entire *orking life in Ohio. Still in Central Ohio, where my wife grew up. I have been retired 5 years so far, she still *orking for another 2-3 years. Initially was thinking of moving to Asheville NC for cooler summers and lots of active...

Getting close to age 59 1/2. I remember reading a post about methods for withdrawing funds from 401Ks or IRAs into fixed rate investments (bank CDs) etc. for the upcoming year or two or three to avoid or mitigate withdrawals during a down market. Can anyone provide a link or synopsis for...

Seems like I ran into this problem last year. Using Turbotax Deluxe I get to the screen to login to my It's Deductible account and just my User ID and password aren't enough anymore. I need to choose to have a code sent to my email (which in this case is an 8 year old old work email no longer...

I am a mac user and former Quicken user. I have given up on Quicken for mac. Any mac users like me out there who switched to moneydance? How do you like it? How does it compare?

Just finished my Fed taxes. I am 55 and set to retire later this year. My wife will still work, but our household income will drop by more than half. This year we were in the 25% tax bracket with an effective tax rate of 11%. Should I consider ROTH conversions the next few years? If so...

Today the app version for both iPad and iPhone crashes once selected.

Today I turn 54 and the start of OMY until my FIRE day just after July 4 next year. I am hoping the next twelve months doesn't drag and my workload is steady but not too demanding. Some interesting projects might be nice, but I can't identify any yet. Sent from my iPhone using Early...

Next year I'll be announcing my notice of RE at 55 which will be totally unexpected by my bosses and all of management. I will hold steadfast thru all persausion otherwise ( I'll take offers of contract eork for double salary up to 300 hrs yearly - after a three month traveling hiatus). So...

I'm approaching my one more year countdown in a few more months. Just curious from those who have been there. Did the knowing you only had one more year make it easier, make it more or less stressful, have an effect on how mentally each month went by? All thoughts on this would be...

So I have less than 20 months until my target FIRE date (early June 2016) and I plan on informing my superiors in about 18 months right after I get my annual bonus in the spring. I bump into a cluster of visiting VPs from some new regional offices we have started and after introductions from...

How many here who have already reached their FIRE date maintained adequate performance expectations on the job and stayed on top of things, but noticed an attitude change that you weren't going let certain co-workers bother you ( maybe by ignoring them from that point on) or just took things...

How is it some subject lines are bold and others not?

I'm looking for some advice as I'm sure some others might have encountered this same concern. I am 52 with a 3 more years FIRE date. Within the last few years I built up a small group with a niche that my firm previously had no expertise regionally, but when I came aboard they realized they...

I am turning 52 and picked a date just after labor day in 2016 (9-16-16) on a Friday when I will be 55. I would have considered labor day, but hey, I want to get paid for that Holiday right! My DW and I make about $175k annually and I have no debt (paid off the house about 4 years ago- maybe...