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Ugh, you are correct, I need more help. I'm a slow learner but did find this site. Look forward the shared wisdom and participating when the opportunity presents.

Bought the book and thank you all for the replies. I'm glad I joined this site

I understand this is a broad question so I will attempt to be more specific. I am 44, married, no kids and on track to be FIRE in 2018. At that point I'm not counting out the possibility of working part-time (something I look forward to doing), volunteering or going back to school. Of course...