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So I feel confortable in making the decision between lump sum or monthly pension. Good threads here on that. I'm not as clear cut when comparing those outcomes with the SWR rate when taking the lump sum and invest. If taking the monthly pension for living expenses, then I'm losing purchasing...

Hello All, I just retired in January at 58 with a 70%/30% AA. Given the market performance, I'm now at around 64/36. Always rebalanced during accumulation stage. But with this year so far, I'm undecided if I should do. I do plan to be always at or above 60% stock, so fully understand that...

Hi Recently retired, but not collecting a defined benefit pension. I'm being told my Plan will terminate at the end of May. My options are: 1- Claim pension now, to be paid by the current trust for which Megacorp is still responsible. 2- Rollover lump sum to a local IRA. 3-Do nothing. Megacorp...

Hello all, Looking at a recently received SS statement (wanted to confirm anypia results), it states a certain amount to be received at FRA. I'm about 10 years out to FRA. Is the amount to actually receive at FRA will be COLA adjusted so that the "purchasing power" will be theoretically tha...

Hello to All! I joined the forum some years ago, but never got to write an introduction and ask for feedback on my situation. Too much great material to read and assimilate before I understand where my questions should be about. My appreciation for this community is very high! I am 57 years...

Hello I usually use Firecalc with the calculations default of "Total Market", and just adjust the % of equities to my AA (in this case 60%). I expect to retire at the end of 2020 at age of almost 57. With all the noise of potential lower returns, I wanted to see how my projections will change...

Hello All, My Dow Jones/Fortune 500 Megacorp compensation includes stock options that vest three years out. After age 55, you get to keep them even if you retire before vesting period. They expire 10 years from grant date. Before executing them, there are no dividends being received. So what...

Hello All, Lurking for several years here. Learned a lot from all of you. I'm about 2-3 years away from retirement (56-57 age). I have used Firecalc and some other calculators to get a sense of my financial readiness. I do always struggle with applying the 3% or 4% SWR as a guidance due to...