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    ductless mini split heating and cooling

    230V is more efficient than 115V, which cuts your power bill. There are other advantages, but that is the most important to most home owners.
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    S&P 500 Prediction 2023?

    3600
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    End of 2nd QTR loss question

    Measured in Ferraris. Anything to avoid the metric system. :)
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    Shopping for a New Desk Chair

    There is an add-on for Firefox (and probably other browsers) that will show you the true ratings on Amazon, subtracting the 'fake' ratings. Also, Serta makes a decent office chair for a fair price that is sold via Sam's Club...
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    Changing email addresses

    This is a timely post. I have been switching my email accounts over to Proton the last few days, from Yahoo. Had Yahoo for the last 25 years, but don't care for the way they are running things the last year or so. It is best to use a generic email provider, and one that is not tied to a...
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    Best cities for an early retirement 2022

    The best city to retire to is the city that best fits the interests of your family. The 'best places to retire' lists are so generalized that they are useless IMO.
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    Do You Hide Your Financial Success From Others?

    Your father was a wise man.
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    Living the dream at The Bunny Ranch...

    If 'Bunny Ranch' is no good, how about 'Hare Hostel'? :)
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    Hi, I could use some help and reassurance...

    Agreed. Definitely true.
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    Oh the Pain

    I do nothing until the vast majority of the people scream 'the end is near', then it is time to reallocate. The less attention paid to the news the better, as the news makes it to you when it gets bad enough.
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    How did you FIRE?

    -Got 2 degrees that were in need..and one that wasn't. -Worked for the government, have pensions from federal and state. -Wife worked for the government, has a pension. -Bought several properties cash after the real estate bust - just sold the last of them. -Some lucky/educated guesses with...
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    Banking & Investments - One Stop Shop

    Ditto. Everything went to Schwab for us. Have a lot of accounts, but at least they are all in one place.
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    ductless mini split heating and cooling

    Have had quite a few of the mini-splits. There are some advantages, and some disadvantages. The big advantages are ease of installation, and cost. There are multi-head systems that work off one condenser, but if you were looking at something like that then might as well go with traditional...
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    Desktop Computer Backup

    Agree with Jerry1. That is the easiest way to go long term. You don't have to do anything, it is all taken care of in the background after setting up the RAID array.
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    Mattresses

    I recommend the ZINUS 12 or 13 inch Euro Top Pocket mattress off Amazon. Had them in my vacation rentals and got many compliments on them. Some of our guests actually bought them to replace their current home mattress. We also have the same mattress for our own home.
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    Bradycardia and age- How low is too low?

    Regarding being 'fit' or not, and how it relates to BPM. It is a bit like a car - if you have a V8, it doesn't have to work too much, if you got a little inline 4 in there then the RPM's (beats in this case) will be up a bit to compensate. Left ventricular fraction and the volume (CC's of the...
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    Bradycardia and age- How low is too low?

    I know of one elderly lady who actually functioned fairly well for a number of years at 15 BPM. Her family said she complained of always being tired. One day her family checked her pulse, and then took her straight to the emergency room. After testing, it was discovered that both her SA & AV...
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    Bradycardia and age- How low is too low?

    Bradycardia is a 'relative' term, and the definition of bradycardia is for the 'average' person. Almost all athletes would be labeled with bradycardia. When I was in top shape my resting pulse was 36, and there was no concern. One thing that IS helpful is to let your surgical team know ahead...
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    And now for something completely different

    Got to read it aloud and fast.... Ten fig pluckers plucking figs, I'm neither a fig plucker nor a fig pluckers son, but I shall pluck figs until the fig plucker comes.
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    Too Good to be True Priced Item

    It is just a call to Amazon customer service. Amazon itself can be the seller, or it can be a 3rd party seller. In this case it was a 3rd party seller. The seller had set up a 'shop' on Amazon, and had a little over 1 million worth of transactions in about a 7 day period from what I could...
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    Too Good to be True Priced Item

    Bought a TV a few weeks ago of Amazon that was a 'great' deal, and of course it was a scam. If it is too good to be true, it ain't. Amazon refunds your $, and goes after the scammer so just some frustration is all it cost.
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    Glasses for Computer Use

    Many computer monitors have a 'blue light' setting that can be adjusted to reduce the amount of blue light being used. It is more useful to use that option, rather than using 'blue light filtering' glasses.
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    Amazon launching satellite Internet

    Word on the street is that NASA and the government bodies that control NASA and the satellites in space, is that they hardly want to let SPACEX/STARLINK finish deploying the rest of their satellites. Amazon getting authorization to put up a parallel system, that takes more useable orbital space...
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    At The Finish Line?

    Great job. There is one thing about real estate assets - they can quickly turn in to liabilities if the RE market turns or there is a substantial recession. The positive cash flow can turn negative. Just something to consider going forward.
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    Wimpy Shower Heads/PSA

    Look this up on Amazon: (Speakman, Polished Brass S-2005-HB-PB Hotel Anystream High Pressure 2.5 GPM Adjustable Shower Head). The shower head is designed for low water pressure. Still got to know out the flow limiter, but once you do you will have plenty of pressure.
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