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  1. W

    Maxing out pretax and taking 72t vs. taxable and no 72t

    Wife and I (34 and 32) make about 180k total gross, and to this point have been maxing out my 401k but only contributing up to the match for hers. We would like to retire well in advance of 59.5 and will need funds from somewhere in order to bridge that gap, either from 72t out of our pretax...
  2. W

    Which TSP L fund to choose? Or DIY?

    I was born in 1979 which puts me at age 65 in late 2044, essentially in the middle of 2040 and 2050. Up to this point I have put all my contributions in my TSP L2040 fund but looking at the breakdown it seems a tad conservative. Would you choose to contribute to the 2040 fund, the 2050 fund, or...
  3. W

    Hello

    Very recently found this message board and reading as much of it as I can as my wife and I plan for ER down the road. About me - 33, wife 31, and we have an infant son and will probably have at least one more child. I am a federal employee and she works for an association - we live in the DC...
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