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When I was hospitalized last year I was pleasantly surprised to find that the hospital would make a POA and Living Will (health care directive) at no charge. Now if I could only get my son to have them made for him I would feel better (they will do it for healthy people as well).

Zero turn mowers are definetly the way to go. I had a homeowner grade riding lawnmower that I cut about 2.5 acres with. It was slow, hard to maneuver around trees and other obstacles and I spent a lot of time (and money) repairing it. Following the old saying "buy quality, buy once" I invested...

After a while "dread-free Sunday" will turn into "I didn't even know that it is Sunday", then you will be truly retired.

^^^THIS^^^ I retired from a international company with a rigid conservative culture. Thinking on your own was very much frowned upon. Reading from the company script 24/7/365 was the only way to survive much less get ahead. Your career was expected to be your life's focus. The result was that...

Thanks for the quick replies. The money that I want to withdraw was put directly in the MM account as part of the rollover process. I have set up for electronic transfers to my banking account. Apparently it isn't a difficult process, I just am a bit nervess about getting it done before the...

I just completed a 401k rollover from my former employer's retirement account administrator to Vanguard. Unfortunately it took nearly a month to complete due to the administrator dragging their feet. Vanguard was great, less than 36 hrs. to complete the rollover from the time I dropped the "FBO"...

I visited my local SS office earlier this month. Surprisingly there was only one person in the line and I got to the window in just a few minutes. She told me that she could start the application process for me but she recommended using the online website as it was much faster (at 6 weeks) to...

Since I live close to Milford, Ohio I can assure you that no car lasts "forever" around here unless you don't drive it the 5 "winter" months of the year. Governments dump copious amounts of salt or Calcium Chloride on the streets which is about the same as throwing acid on your car. Body...

3 cars=15 1 van=6 (2 spares) 1 equipment trailer=5 3 boat trailers=10 1 tractor=4 1 zero turn mower=5 2 small dozers=4 tracks 1 track equals the cost of 15 tires!

Tide, in some places, has become a trading commodity. It is stolen from a store and can be easily resold on the street or traded for drugs or other "services". It is something that everyone needs and has a "street value". I recently retired from the producer of Tide and those employed there...

Very small non-Cola pension from a MegaCorp that I worked for a couple of decades ago. It probably isn't offered any more. I can fill up my gas tank and eat out a couple of times each and every week! My Dad, starting in the 1930's, worked for a MegaCorp that eliminated their pension in favor...

i am a "cilohakrow", that is workaholic spelled backwards because I am the opposite, in fact I am pretty laid back. I retire from a MegaCorp where the workaholic was not only the norm but it was almost required. Way too many people retired then died of a heart attack within a year or two. A...

I didn't want a party but my boss insisted (actually one of the best bosses I had in my working life). My coworkers wanted one (free lunch, extended lunchtime). I knew that my boss would organize one anyway so I chose a small lunch party with my immediate coworkers. He invited others to come and...

Thank you everyone, this is exactly what I was looking for.

I officially retired at the end of the year due to corporate downsizing. At 63 I was planning on working a few more years but I had no choice in the matter. I did qualify for low cost company retiree healthcare/dental which is a big savings. I liked my work but hated the corporate culture so, in...

I am with you NW-Bound. I grew up in the edge of the suburbs ie, farms or woods across the street. When I was married I lived in a typical suburb and couldn't stand sitting on the back porch and looking at my neighbor sitting on his back porch 75 ft. away. My ex-wife wouldn't live more than 5...