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    Do I need a budget?

    Thank you everyone who made comments. I would like to add: I have a very good idea where MOST of my money is spent. I don't take the time to really get into the weeds monitoring where is goes but I have a good idea. I can rattle off where about 80% of our expenses are (rent, mortgages...
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    Do I need a budget?

    LeavingOhio- The $2,000 per month is automatic and doesn't change. This goes into taxable investments. This does not include the mortgages. It also doesn't include IRA contributions (already maxed this year). I also save any "left over" money each month into a MMA which is mostly used for...
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    Do I need a budget?

    I don’t post much, but I thought that I would see what everyone had to say about a question that I’ve been contemplating for a while now. My question is, “Do I need a budget?” Let me give you some background information. I’m married. My wife and I are almost 40 years old. We have two small...
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    Activity Monitors/Recorders

    haha- I am also using a Fitbit Flex. I received it as a Christmas gift. Although it isn't something that I wanted, I have found it to be quite interesting and annoyingly addictive. It seems to track my steps well. I have noticed that even though you wear it on your wrist like a bracelet...
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    Tax strategy: Solo 401K and a LLC?

    I'm considering having my wife set up a LLC in order to start a Solo 401k to reduce our tax bracket. I would appreciate any advice or suggestions that you may have. Looking forward to 2014 our numbers should look something like this: I should make about $100,000 in taxable income. My wife...
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    Travelling Soldier

    Hello. I'm new to the forum. I'm an Active Duty Soldier. I'm stationed in Hawaii, but I'm half-way through a year long "easy" depolyment in Asia. I'm married and have two kids (3 and 5). My (crazy) wife works (part-time) and is also going to school to get her Doctorate... while caring for our...
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