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    Stuck with a non-existent policy, What A SCAM!!!!!

    I paid the 1st month premium in December, and still have NOT yet received the membership ID card from Humana. I called Humana and was told that their system is down, and they are not sending out membership ID card right now, and they do NOT know when the system will be back up and running. So...
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    ACA premium subsidy & tax return

    I am trying to understand this, "If the amount of advance credit payments you get for the year is less than the tax credit you're due, you’ll get the difference as a refundable credit when you file your federal income tax return." So if I shop outside the marketplace, and pay the entire policy...
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    Did anyone receive ID card for Humana?

    I enrolled in early December, did get a member ID number, but that's it, still no ID card from Humana. I could not view ID card, coverage information, deductible, etc when I logged into my humana account online. Called 8008336917, took 2 hours to speak to a human being, he told me that their...
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    who is paying for cost sharing subsidy?

    If a person's income is below 250% FPL, then there is cost sharing subsidy on top of the premium subsidy. The fed government is paying for the premium subsidy, but who's paying for the cost sharing subsidy? For the insurers, there is no difference between the premium they receive from a person...
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