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Khmmmm Not sure how to respond with quotes but travelover, I am in michigan. How would I find out what my state laws concerning IRA vs 403b are? Also, since I am 60, it doesn't matter about withdrawals. Thanks. Karen

thanks I will do just that.;D And go to that Boglehead's forum. And read that book for Millionaire Teachers. At this point, I DO want to keep it simple. And frankly, my 401 did well for me during my working life as I didn't even realize I was putting money into it. But now I have the time...

Hi, Just retired and am moving my 401 from Prudential to Vanguard. It has 105,000. in it. I will not need it for at least 10-15 years so I want it to work for me. In the meantime, we have pensions and are using my husband's IRA to fund the next 10-15 years. We are trying to stay just under...