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I briefly used it on the web. (I'm not sure whether by "app" you meant on a phone.) It didn't offer me much value over Mint. The only feature I found helpful was the one that tells you the expenses of your 401(k) plan--but it did not recognize my employer's 401(k) plan.

It sounds like you are looking for software that will automatically categorize spending for you. I can recommend Mint, as others have done. But I switched to using YNAB (Personal Budget Software - Finance Software for Windows & Mac) several months ago and find that compared to Mint, I now have...