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    75/25 is the new 60/40?

    I’m currently at 60/40, but according to this blurb, Jeremy Siegel says 75/25 is now necessary due to low interest rates on bonds. I thought holding 40% allocation in bonds was advantageous so that we could buy more equities during downturns (rather than seeking bond interest as the primary...
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    Looking to FIRE in 2018/2019

    Would love to get some feedback on our retirement plans as they begin to take shape. Current ages: me 53, DW 53 Target retirement ages: me 54, DW 54 Life expectancy used for planning: me 95, DW 95 Anticipated Retirement Spending: -$110,000 per year (we’ve been living off this ballpark amount...
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    Drop term life insurance when nearing FIRE?

    Just got annual bill for term life insurance policy (if I die, DW is beneficiary). DW and I are nearing FIRE...hopefully in the next 2-4 yrs. My question is when, or if, to drop term life insurance since we already enough $ for DW to live a very comfortable lifestyle without me around. I think...
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    Rental Property: Monthly Cash Flow vs. Principal Pay Down

    When looking at future cash flows in retirement, it seems fairly straightforward when accounting for monthly positive cash flow from a rental property - it basically offsets monthly spending, thus reducing the monthly total needed from other income sources (e.g., pensions, annuities, investment...
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