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    Hi I am 40, DW 38, DS 6 and looking to retire in 10 years

    I have been lurking for quite some time and benefited from all the wonderful advice and discussions. I have always been a saver but only recently started low cost, index fund investing (inspired by boglehead.org). DW and I have a combined NW of around 850K, with 550K in 401k, 23K in Roth (just...
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