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DW and I are both in our low 30s with no debt. Will have what's left of our mortgage (50k) paid off by February of 15'. We max out our iras each year for the tax benefits and I agree with the others on maxing out all tht you can. The only reason I am chiming in is we have a rental property. The...

$1.79 at 7 eleven in Ok is about the cheapest I've seen. No ethanol is about $2.00. Sent from my iPad using Early Retirement Forum

Loved it! Sent from my iPad using Early Retirement Forum

I am still a working 30 something, but I get grossed out by the "pot luck" holiday parties at work. Everybody brings they're own dish that was made at home with they're unwashed hands. It grosses me out every year. Nothing is healthy really. But the holidays are about indulgence. Everybody...

Ah gotcha. I don't consider SS part of my retirement plan.

What is a Pia?

I like the idea of the pre tax 401k however, I feel like my retirement income will be equal to or greater than my current income. Part of me feeling like this is not only what I know I can save/invest over the next decade but also taking into consideration my inheritance. I am not counting on or...

Good to know. I was unaware this was possible.

Sorry took so long to reply. Demanding kiddos the last few days. I appreciate all of the recommendations and advice. So thank you. I am uncertain with how much income I'll have in ER so it's hard for me to make a decision btwn 401k or not. I'm not certain that my tax bracket would be any...

I just found out that my company is switching some things around and will offer a 401k. But will not match at all. So I can dump 17.5k all by myself. With my current financial position would it be wise to invest in the 401k and continue funding our two Tira's? Ill have the ability to manage the...

Thanks for the advice. Our IRAS are currently traditional. So you are saying the Roth I could withdrawal the principle tax and penalty free? As long as I leave the earnings in the fund? I suppose if that is the case can I roll our traditional's into Roths?

I am new to the forum. Personal finance is one of my favorite subjects. I have a good feeling about early retirement but I'm not sure about one thing. I have searched the forums history but can't find an answer. Our financial status. $120k-150k- gross annual income. Depends upon year end...