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Thanks for the input. Obviously fee structure is important to me, but within reason as my overall goal is the most return on my money. I am not disagreeing with anyone -- but why is Vanguard, Fidelity and Schwab recommended over Scottstrade? Is it a "red is better than blue" argument, or...

I'm new here, so I won't comment on the numbers aspect. One thing you mentioned is the screw up on their part. Sounds like it burnt your trust with them as a firm, and the FA as an individual. Business in general is largely dependent on trust. If you've lost that, it's time to move on...

Recently found this site, so trying to learn before I make the next move Appreciate any help you can provide. Primary retirement was previous employer sponsored 401k. Got laid off and have accepted employment elsewhere. New employer does not have a formalized retirement plan (yet). Also...