Search results

Defined benefit with COLA - retired fed under CSRS.

I’m 63 - had a quadruple bypass 7 years ago. I remember talking to my surgeon about what I could do after the surgery. His answer was - anything! He did recommend shopping around the perimeter of the grocery store (a little less processed foods). I recommend walking as much as possible once...

Get the colonoscopy Had one at a local surgery center - slept through the whole procedure - but they found over a dozen polyps. That got me referred to a specialist for a follow up colonoscopy. The specialist used a lighter anesthesia so that you are awake during the procedure. Still not...

Most umbrella policy's have a minimum liability covearage requirement for the auto and homeowners policies. The umbrella coverage kicks in after the auto or homeowners coverage is used up. I suspect that your changes to the auto policy dropped you below the minimum coverage required for the...

Thankful that I am here - Had an emergency quadruple bypass 10 days ago, lucky that I caught it before heart attack. Family has been great with support. Market hasn't bothered me at all. DW and I are very lucky to have pensions that exceed our spending as well.

Retired 1 April 2014 - 33 yrs 3 mos CSRS. Received my Lump Sum annual payout on 11 April. Haven't decided what to do with TSP yet. Glad to hear that OPM processing looks to be getting a little better. Going to my first retirement breakfast tomorrow with some coworkers that beat me to...

Walkinwood - Newark, Ohio about 30 miles East of Columbus

My last day was April 1st. Great job, but I was ready to retire. Working on some things around the house waiting for my DW to be done in June and then we are off to the CMA festival in Nashville.

Seraphim- ETrade offers about 1300 funds with no loads or transaction fees/commissions. They charge an Early Redemption Fee on funds held less than 90 days. Not sure how they make $ if you don't redeem early?? RAE- thanks for the feedback - CSRS pension is hard to beat. I will be leaving the...

Seraphim - the funds do have management/admin fees. There are no added ETrade transaction fees (no commission to buy or sell). I have been using mostly T Rowe Price funds in my taxable accounts. I'll have to take a closer look at Vanguard, Fidelity, Schwab. I guess I have a little comfort...

Hi all I have visited the site in the past, but never posted. I just retired on 1 April 2014 after 33 years with the federal government at age 55. My wife, a teacher, will be retiring at the end of the school year. We are lucky to have a good pension (my CSRS and wife's smaller STRS). We...