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    Multi-users on iPad

    I am used to Windows which allows multiple accounts, at least in the Pro version. So my wife and I can share the computer but we each have our own browser, email program, etc. We are about to buy a new tablet, probably an iPad, but I cannot see how we can share it so we each have our own...
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    Picking a trustee

    I have a question about the trustee. We are in the process of designing a trust for our assets. There are two purposes for the trust: (1) Having someone we trust manage our assets if we are incapacitated, and (2) Upon death, taking care of some relatives through annual stipends rather than a...
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    Africa, road trip

    Anyone done a car-camping trip in Africa? A friend of mine is asking if I want to go. His wife is not interested in such a thing and neither is mine. My friend is a self-taught naturalist and is very good at finding and photographing wildlife and knows a ton so it could be interesting. Car...
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    Do you exercise your brain?

    No, I don't mean take it for a walk. :) The recent thread on LTC prompted this post. There have been some articles on how to stay mentally fit to possibly avoid decline of cognitive abilities and perhaps even prevent dementia. I am curious if anyone else here tries to keep mentally fit? Do you...
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    Value of time

    Before I retired and when faced with a house repair that I could do, or not, I would try to quantify it - I figured my time was worth about $60/hour, so if a repair person charged more than that, I would do it myself. The 60 number reflected that I felt like my free time was important to me...
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    Bequests to charities

    DW and I are updating our will and want to include a bequest to charities. I am picky about charities, I want to make sure they are spending money efficiently so I read their 990 forms pretty closely. It is shocking how much money the execs of some non-profits are paid, even charities that have...
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    Retirement withdrawal variability

    I retired in 2013. Before retiring I did a lot of research on optimum withdrawal strategies and settled on a modified fixed-percentage scheme. Basically, I take a percentage of our total assets, liquidate it, and transfer that into our checking account once a quarter. If the checking account...
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    Allocation waterfall model

    I am 63, retired and living off my assets. The way I manage them is a little different than the norm, I believe. Generating cash flow is interesting. Here is what I do: My goal is to maximize capital that will be passed on to heirs. I do not AA between equities and bonds in the traditional...
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    Fixed income investments

    When I think of a fixed income bucket, I think of an investment that not only pays a steady income stream but also protects the principal from both loss and from inflation. Bonds are the most obvious answer but the options these days are pretty thin, especially if you want something the can be...
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    Aloha - 62 and just retired.

    I must have hemmed and hawed for 5 or 6 years on retiring and finally did it. And for us it was a major event - sold our house we lived in for 23 years in Seattle and moved to Maui. Here on Maui I go surfing every day, work on our land, and spend too much time on forums like this one. :) I...
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