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>they sell enough of the vesting shares to cover the tax Are you sure they don't just take supplemental income tax which is 22% unless you earn more than a million a year in which case it is 37%. Somebody mentioned checking a box to avoid this but I didn't think you could. I always had 25%...

You just pay them via the website and forget it until tax time. Learn the safe harbour rules as this can often let you quit paying until tax time if your income is variable. I only had this problem when working.

I use MFP. Kinda changed my life. Something about logging and the macros (Fat, Protein and Fiber) trigger an ability to treat food sensibly. I just started thinking it would be fun to try it and didn't expect it to work. I read a lot of forums within the first few days and quickly learned to log...

I don't think science is on the side of this 'starvation mode'. While there are adaptations (lower body temp) of the body when you limit calories for a time the effects are quite small. The big changes that occur are in what we do. They call the calories we burn just moving about and fidgeting...

Yes you're correct but it's actually worse than the 0% LT cap gains. Because they are minors the kiddie tax makes their income taxable at my marginal rate at about $2k in gains.

Not directly what you asked but I gift my kids appreciated stock each year. They sell it and don't pay any tax. We have 529's as well already. My kids have many years left before college. You can only shield a couple of thousand per kid from tax because of the kiddie tax. Even so their marginal...

I see now there is a 'My Transactions' page you can get to from 'Activities and Orders'. That shows the pending re-characterization and tells me it will take another business day. I get my taxes done pretty early but because I get a lot of corrected 1099's I don't file till very close to the...

In searching I found an online form at Fidelity to do re-characterizations of either contributions to IRA or Roth IRA or conversions to Roth IRA. Since I hate talking to people I like this option. I was wondering if others had used this option and could say how long the process took?

While looking at my 2016 taxes I noticed a rabbit hole I didn't know about. If your in a state without income tax you could well be itemizing and taking the sales tax deduction. Part of the calculation that you can see in the sales tax worksheet is the calculation of a special AGI. The tax s/w I...

The problem for me is predicting the dividend income. I can use the year end figures to work out the actual dividends. I can use the published QDI values to work out the qualified dividends. Problem has been the return of capital values for stuff like VNQ. I think some of the return of capital...

Thanks. So that sounds like the exact dollar amount. Like you it's the amount that I exceed the 15% tax bracket by as my marginal rate is high above that.

This is my first full tax year not working unless you count the ~$100 I earned on Amazon mechanical turk. I planned out in advance how much I would be able to convert from IRA to Roth IRA at the start of 2016 and did this conversion. Of course you don't really know your tax situation till you...

In terms of density it was round a basketball court. Not much of value but I pulled out coin after coin in the grass edge around a small court. I would do 30 mins after work and have 50 coins. Quite a lot of pennies though. I hoped for a ring day after day but just got coins. For rings I just...

Been doing this off on on for a couple of decades. It took me a long time to find a silver dime so you did real well. I had found a lot of silver rings and quite a few gold rings but not a silver coin for the longest time. Haven't been out for maybe a year. Keep meaning to go out again.

I couldn't get past conversions with anything but a 0% tax rate. I go from 0% to 30% if I convert too much. I would have shielded some income in my 401k when younger at a tax rate similar to that. You can't do any better than 0% and retiring early lets you do it for more years. I see the GOP...

Let's divide a drug price into two portions. Lets say the pill costs $100 of which $70 is development costs and $30 is manufacturing costs for the pill. The drug company came up with the $100 cost based on how long they can sell it in the market. Now the UK says you can only sell that drug for...

So these companies are selling drugs at much cheaper prices in the US than the American companies? I don't think so. Many other countries are fixing the costs of drugs. I think the argument is that any country not fixing the prices of drugs will likely be paying for some of the countries that...

Why are bronze plans crappy? I can afford any plan I want. I will never qualify for a subsidy. I chose to buy the bronze HSA plans because I think it makes sense to pay for as much of the medical care for my family myself and buy protection for something I couldn't really afford. The only reason...

So I am doing my 2016 taxes. I discover I can take the medical deduction for the first time in my life. Income is low and of course I paid insurance premiums after tax. This puts a spanner into the works of my current plans. I was saving receipts from each year for many years to pull out of my...

Hi, I assumed that the ACA might have a large effect on retirement. I seem to remember news on that and talk about job lock keeping people working etc. I just saw this paper and it suggests that the increases will be small in comparison to the total (1/2 a percent)...

I just had to renew my drivers license in WA and for the first time I didn't have to go to DOL. I could renew online and just say my eyes are OK. Couldn't beleive my luck. I could well imagine they want to have laws about prescriptions to force people to be current. Still costs $50+ to get the...

Grocery stores now in my area had self checkout. I would periodically annoy checkout people by paying with lots of coins but self checkout computer just takes whatever I throw in. So any change I have goes in then you can pay for the rest of your transaction with credit. I love this split pay...

Some people explain to me in great detail how generous they would be if they won the lottery. He was actually looking back to the past and saying how he wouldn't mind paying something he isn't going to pay. I am also not working and so wouldn't pay it but I think I understand why those who would...

[MOD EDIT]My point is that high income earners see a large increase in marginal rates. We know decisions are driven by marginal rates. It's a big deal. We would be increasing the marginal rate by 12.6% and I think that's a lot. So my point is wrong because not a lot of people pay the rate...

Work out the marginal tax rate for high income earners. 39.6% + 6.2*2 + 1.45*2 + 0.9%. I get 55.8%. Good job I quit working.