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    Class of 2016

    After fourteen years with my employer, last week I was let go unexpectedly. I've been busy with all the transition errands (new health insurance, unemployment paperwork, talking with family, rolling over 401k, etc). But as of today, I'm officially retired. Age 47. While my general mood is...
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    How (and where) for an ex-pat to avoid paying state income tax?

    First my deets: 46 yrs old, long term California resident RE'ing in less than a year. I plan on living outside of the US for 3-5 years (likely Southeast Asia). I will sell my California primary residence and all belongings before leaving. I do plan on coming back to California to live at the...
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    Too much in tax-sheltered, not enough in taxable?

    I'm 45, still working, and my nest egg is 10% more than I need to retire and start living off SWR. However, most of that nest egg is locked up in tax-sheltered accounts for another 14.5 years (when I turn 59 1/2). My taxable accounts make up only a small portion of my nest egg. in fact, if I...
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    A question about random wifi security

    Presuming your broker's website or your apps use HTTPS is about a safe as presuming that one night stand wore a condom. Sorry for the graphic metaphor, but public wifi is perhaps best avoided unless you're wearing a condom - er, I mean, using VPN. The apps on our smartphones are constantly...
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    Looks like I am going back to work

    My understanding of financial independence is: work when I want to, not when I need to. Sounds like you want to. Very cool. Perhaps another way I'd check myself, if I were in a similar situation: If I don't need the money, would I still take the job if the pay weren't this good?
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