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Hello, I finally started my journey to FIRE! I started my Roth IRA this past year for 2015. However my job does not offer 401k, so wanted a few inputs on how to invest additional monies. Background: 28 yrs old, Married Income 145000 Free Medical Insurance via Job (No need for HSA) No self...

I wanted to educate myself on how a backdoor IRA affects an existing Traditional IRA. If one has money in a traditional IRA and then some separate money in a non deductible IRA (already taxed based on income limits since not qualifying for TIRA) which one wants to convert to Roth, I read the...

How do 401ks work? My job does not offer a 401k, but in a couple a years when my wife starts working and her employer offers a 401k, can i open one via her job, or do I need to fina an employer to sponser me?

We currently make 140k, my wife will start working in 24 months, we should be at 180-200k (I would be working a few less hrs once she starts working). I was hoping to do a traditional deductible IRA due to my tax bracket. If I do regular deductible IRA can I switch it and pay taxes at the end...

Hello, My employer does not have 401k plans unfortunately, im 28 yrs old and I finally paid off my student loans and starting with my IRA this year. After maxing 11k on me and my wife IRA, where can i put my money to best invest. I only have low int debt of 3 percent (wife student loans...

Hello, just starting to start my IRA. Currently finishing in paying my student loans @ nearly 7 percent. I will have enough free income to start putting money into retirement. Stats: Income :145k Age: 27, Married (wife will start working later this year, adding 30-40K) Free Income: 2k monthly...

Hello, I am just starting my Retirement Investing. Currently only I'm working, my wife will be graduating as a teacher next year. Ive been working for almost 2 years now, my priority was to finish paying my student loans of 67k @7%. About to get that finished in the next few months. Since I...

Hello, first time posting, I am excited to be at this forum. Ive been reading other posts and see everyone very helpful and welcoming. My goal is to plan for retirement at 59.5 and would like to semi retire (work half time after 50 years of age). Im a 27 yr old Male married, South Texas...