Thanks so much for sharing your funds and allocation. Your portfolio looks very similar to what I plan to do, so it’s great to hear it has performed well for you. I’m considering the FIDO Zero funds as well. It looks like a set it and forget it portfolio, aside from annual rebalancing.
Thanks!
1). Yes I have considered my full portfolio at arriving at the planned mix. The other accounts are more conservative, with about 45% equities, and the rest bond funds, cash and alternatives. We’re taking required MRD on $500K in inherited IRAs, thus the reduced risk and volatility...
Thanks! After a little research I’m leaning toward going with VTI, VXUS, BND, and VOO, or might sub FIDO FSKAX for VTI as it has a lower expense ratio (0.015% vs. 0.03%).
Hello FIRE members,
I am a 62 yr old married male and retired last December. I’ve just now rolled my 401K over to a Fidelity IRA ($2.0M) and Roth IRA ($70K). I’ll manage my own investments and need to make my fund selections. I’ve had good performance in the past on my employer’s 401k with...
Me too, retirement home is in 32459, Santa Rosa Beach, FL. Split time between there, Katy, TX & Baton Rouge, LA. Own homes in SRB and BR, and rent apartment in Katy.
Turkey burgers for lunch and pork ribs, chicken and sausage pending for dinner (still on the grill). Sides: BBQ beans for lunch, grilled corn on-the-cob and baked sweet potato fries for dinner.
I for one make no excuses for whatever time I spend reading posts on this Site. I don't post often, but I log quite a lot of time reading posts and learning from others. I find it interesting and educational, sometimes inspirational. A wealth of experience and knowledge on this Site.
I'm 2 yrs and $0.5M away from FIRE'ing at the semi-RE age of 60. Set my date at 07/15/2018.
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January
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February...
I'm not retired, but not surprised at the stark difference in these survey results to many of those published by the financial analysts and the like. This poll indicates that over 94% of respondents have at least what they need to meet their needs in retirement. Contrast that to the reality...
Dude was not only a great guitarist and vocalist, he was an equally accomplished songwriter that could play virtually any musical instrument. I was one of those rockers that he won over in the 80s. Can't say I was a big fan of his music, more an admirer of his immense talent. Sorry to see him...
In my case the SS leveling is at age 62, but you should check your employer's Pension Summary Plan Description. It will provide all the details, and your HR Dept should provide it to you on request.
Jeff, you probably know already that there's a shortage of welders in the gulf coast, and as a result wages are rising now for welders in oil and gas and petrochemical construction. You might be able to take advantage of your hot market skills and bank some serious cash in the next few years if...
Beaching right now at our 2nd home in Santa Rosa Beach, FL. We usually get in 4-6 visits per year since we bought the place in 2009. Hope to spend much more time here when FIRE.
I'm 56 with 34 yrs on the job since college. Not counting pre-career work, if all goes as planned I'll retire with 38-40 yrs.
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