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    Moving to One Income: Payoff Rental Property to Improve Cash Flow?

    So, here's my situation, and I'm curious about other opinions. We have two mortgages (primary/rental) and no other debt. I have no intention of paying off the primary quickly, as it's a very low interest rate and we plan to stay here for at least another 20 years. However, my wife is on track...
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    401k Options - High Expense Ratios

    I'm considering reallocation within my 401k to minimize expense fees, but there's only one option with what I would consider a low expense ratio (0.15%). The 401k is housed within T. Rowe Price, and the low price fund is the Equity Index Trust A (XAT). There are options for International...
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    Refinance Mortgage or Not?

    I'm sure there have been hundreds of these, so I apologize if this seems like deja vu, but I was hoping to get advice on our specific situation: Current Loan Original Loan Amount: $246,400 Terms: 30 Year Conventional Fixed (No PMI) Interest Rate: 3.875% Payment: $1,158.66 Current Owed...
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    29 (now 38) - Long Way to Go, But Digging In

    Long time lurker, but I thought it couldn't hurt to get actively involved in this forum, with so much great support going back and forth. Here's our situation: Me (29), DW (29) and DS (20 Months) $155,000 Combined Annual Income $60,000 Roth $50,000 Taxable Brokerage $43,000 Rollover IRA...
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