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Keep in mind that even in retirement, we will experience big drops in the market. It's time in the market that prevails

Update from Sept 2014 $630K and $30K left on the mortgage.... We are at $808K and $19K left on the mortgage. We've been saving as much as we can, more than planned. I'm not so hopeful of a 5% average although this year we are off to a real nice start! I've readjusted to plan for a 3% return...

I understand SS isn't payable until 62. What I was suggesting is my benefits currently show that at 62 our SS income would be $30K . If we retire early, the SS benefit at age 62 will likely be reduced if we haven't hit the 35 year mark of contributing working years. Is that correct? My...

You already have enough saved to retire. A 3% SWR gets you $51K

First post here! I am 48 and hoping to be FIRE'd in 8-10 years We have $430K in Retirement Accounts, $200K in Taxable accounts. $30K is left on our mortgage which will be paid off in 4 years, no other debt. We are saving $6666 per month. We spend $6000 per month. I'd like to have $80K per...